Financials CIM Financial Services Ltd

Equities

CIM.N0000

MU0373N00004

Consumer Lending

End-of-day quote Mauritius S.E. 06:00:00 2024-04-28 pm EDT 5-day change 1st Jan Change
10.9 MUR 0.00% Intraday chart for CIM Financial Services Ltd -0.91% +0.46%

Valuation

Fiscal Period: Septiembre 2017 2018 2019 2020 2021 2022
Capitalization 1 6,234 6,587 4,981 4,124 6,274 6,839
Enterprise Value (EV) 1 9,900 10,441 13,632 13,689 15,983 18,174
P/E ratio 2.11 x 18.7 x 13 x 21.6 x 15 x 11.4 x
Yield 7.97% 2.27% 3.28% - 3.25% 3.48%
Capitalization / Revenue 4.69 x 4.87 x 3.07 x 2.89 x 3.2 x 3.36 x
EV / Revenue 7.46 x 7.72 x 8.39 x 9.59 x 8.16 x 8.92 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.97 x 1.04 x 1.19 x 0.98 x 1.37 x 1.38 x
Nbr of stocks (in thousands) 680,522 680,522 680,522 680,522 680,522 680,522
Reference price 2 9.160 9.680 7.320 6.060 9.220 10.05
Announcement Date 12/12/17 12/26/18 12/12/19 12/28/20 1/20/22 3/7/23
1MUR in Million2MUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: Septiembre 2017 2018 2019 2020 2021 2022
Net sales 1 1,328 1,352 1,625 1,427 1,959 2,037
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 411.5 441.4 453.1 268.2 511.5 734.8
Net income 1 2,956 351.4 382.7 190.8 417.1 601.3
Net margin 222.64% 25.98% 23.55% 13.37% 21.3% 29.52%
EPS 2 4.344 0.5164 0.5624 0.2804 0.6129 0.8836
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.7300 0.2200 0.2400 - 0.3000 0.3500
Announcement Date 12/12/17 12/26/18 12/12/19 12/28/20 1/20/22 3/7/23
1MUR in Million2MUR
Estimates

Balance Sheet Analysis

Fiscal Period: September 2017 2018 2019 2020 2021 2022
Net Debt 1 3,667 3,854 8,650 9,565 9,709 11,335
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 5.7% 5.25% 6.78% 4.56% 9.49% 12.6%
ROA (Net income/ Total Assets) 2.24% 2.14% 2.27% 1.24% 2.56% 3.42%
Assets 1 131,738 16,408 16,858 15,360 16,278 17,602
Book Value Per Share 2 9.470 9.300 6.140 6.170 6.740 7.300
Cash Flow per Share 2 0.7400 0.7700 0.6500 0.6800 0.5000 1.000
Capex 1 88.3 115 298 115 49 124
Capex / Sales 6.65% 8.47% 18.31% 8.09% 2.5% 6.1%
Announcement Date 12/12/17 12/26/18 12/12/19 12/28/20 1/20/22 3/7/23
1MUR in Million2MUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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