Company Citizens Financial Services, Inc.

CZFS

US1746151042

Banks

Analysts' Consensus

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Company contact information

Group companies

Sector

Ratings for Citizens Financial Services, Inc.

EPS Revisions

Quarterly earnings - Rate of surprise

Sector Other Banks

Delayed Nasdaq Other stock markets 12:08:05 2024-04-26 pm EDT			5-day change	1st Jan Change
39.55 ^USD	-6.21%		-12.11%	-38.89%

Apr. 25	Earnings Flash (CZFS) CITIZENS FINANCIAL SERVICES Reports Q1 EPS $1.49	MT
Apr. 25	Citizens Financial Services, Inc. Reports Earnings Results for the First Quarter Ended March 31, 2024	CI

Citizens Financial Services, Inc. is a bank holding company for First Citizens Community Bank (the Bank). The Bank is a full-service bank engaged in a range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; residential, commercial, and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management, and retirement services. The Bank operates 39 full-service offices, one limited branch office, and four mortgage centers in its market areas. It is engaged in the ownership and management of CZFS Acquisition Company, LLC, its subsidiary, the Bank and the Banks subsidiaries, First Citizens Insurance Agency, Inc. and 1st Realty of PA LLC.

Number of employees: 409

USD in Million	2022	Weight	2023	Weight	Delta
Community Banking 100.0 %	82	100.0 %	92	100.0 %	+12.21%

USD in Million	2022	Weight	2023	Weight	Delta
United States 100.0 %	82	100.0 %	92	100.0 %	+12.21%

Managers	Title	Age	Since
Randall Black CEO	Chief Executive Officer	57	04-03-31
Stephen Guillaume DFI	Director of Finance/CFO	47	19-11-18
Gina Marie Boor ADM	Chief Administrative Officer	-	-
Mickey Jones COO	Chief Operating Officer	63	04-05-31
David Richards BRD	Director/Board Member	63	17-12-07
LeeAnn Gephart PRN	Corporate Officer/Principal	40	-
Zerick D Cook PRN	Corporate Officer/Principal	49	18-12-31
Jeffrey L. Wilson PRN	Corporate Officer/Principal	62	15-12-31
Jeffrey B. Carr PRN	Corporate Officer/Principal	54	04-12-31

Members of the board	Title	Age	Since
Randall Black CEO	Chief Executive Officer	57	04-03-31
David Richards BRD	Director/Board Member	63	17-12-07
Mickey Jones COO	Chief Operating Officer	63	04-05-31
Thomas Freeman BRD	Director/Board Member	63	09-12-20
R. Landy CHM	Chairman	69	00-12-31
Roger Graham BRD	Director/Board Member	68	00-12-31
Robert Chappell BRD	Director/Board Member	57	05-12-31
Rinaldo DePaola BRD	Director/Board Member	68	05-12-31
Alletta Schadler BRD	Director/Board Member	88	15-12-10
Christopher Kunes BRD	Director/Board Member	59	18-11-30

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	1	5,160,754	4,415,276 ( 85.55 %)	453,760 ( 8.793 %)	85.55 %

Name	Equities	%	Valuation
BlackRock Advisors LLC 5.738 %	270,072	5.738 %	13 M $
Vanguard Fiduciary Trust Co. 4.657 %	219,213	4.657 %	11 M $
CITIZENS & NORTHERN CORPORATION 1.879 %	88,437	1.879 %	4 M $
Geode Capital Management LLC 1.865 %	87,794	1.865 %	4 M $
STATE STREET CORPORATION 1.453 %	68,401	1.453 %	3 M $
Roger Graham 1.321 %	62,165	1.321 %	3 M $
Randall Black 0.9045 %	42,573	0.9045 %	2 M $
Hudock, Inc. 0.8583 %	40,401	0.8583 %	2 M $
Terrapin Partners LLC 0.7958 %	37,460	0.7958 %	2 M $
Fourthstone LLC 0.7869 %	37,040	0.7869 %	2 M $

Citizens Financial Services, Inc.

15 South Main Street

16933, Mansfield

+570 662 2121

http://www.firstcitizensbank.com

address Citizens Financial Services, Inc.(CZFS)

Name	Category and Sector
First Citizens Community Bank (Mansfield, Pennsylvania) First Citizens Community Bank (Mansfield, Pennsylvania) Regional BanksFinance First Citizens Community Bank engages in the personal and business banking products and services. It offers checking, savings, certificates of deposit, health savings, individual retirement, and money market investor accounts; term business, agriculture, business real estate, accounts receivable, small business administration, home equity, personal, auto, mortgage, home improvement, and private education loans; home equity, ready money, and business lines of credit options; letters of credit options, e-Statements and credit and debit cards. The company was founded in 1872 and is headquartered in Mansfield, PA.	Regional Banks

Name

Category and Sector

Regional Banks

Trading Rating

Investor Rating

ESG Refinitiv

More Ratings

Sell

Buy

Mean consensus

HOLD

Number of Analysts

Last Close Price

42.17 USD

Average target price

61 USD

Spread / Average Target

+44.65%

Consensus

Estimates Revisions

Company calendar

Financials

Banking & Investment Services

Banking Services

Other Banks

	1st Jan change	Capi.
CITIZENS FINANCIAL SERVICES, INC.	-38.89%	198M
JPMORGAN CHASE & CO.	+14.03%	555B
BANK OF AMERICA CORPORATION	+12.99%	298B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+8.64%	251B
WELLS FARGO & COMPANY	+21.96%	210B
BANK OF CHINA LIMITED	+16.11%	173B
CHINA CONSTRUCTION BANK CORPORATION	+6.88%	163B
HSBC HOLDINGS PLC	+4.42%	154B
HDFC BANK LIMITED	-11.67%	138B
ROYAL BANK OF CANADA	+0.17%	138B

Other Banks