Credit Corp. Group Ltd. announced earnings results for the half year ended December 31, 2012. For the period, the company reported revenue of $71.732 million compared to $63.777 million a year ago. Profit from ordinary activities after tax to members was $14.617 million compared to $13.049 million a year ago. Profit for the period attributable to members was $16.717 million compared to $13.049 million a year ago. Revenue-underlying was $67.5 million. NPAT-underlying was $14.6 million. Basic EPS-underlying was 31.9 cents. Basic and diluted EPS-reported was 36.5 cents compared to 28.7 cents a year ago. Operating cash flow was $78.4 million compared to $65.6 million a year ago. Free cash flow was $1.0 million compared to $15.9 million a year ago. Profit before income tax expense was $23.913 million compared to $18.687 million a year ago. Net cash inflow from operating activities was $1.228 million compared to $15.892 million a year ago. Acquisition of plant and equipment was $0.192 million compared to $0.972 million a year ago.

The company declared interim dividend of 20 cents per share. The record date for the interim dividend is March 13, 2013. 54% increase in the interim dividend.

The company confirms its earlier 2013 financial year guidance issued in December 2012 as follows: NPAT-underlying from $27 million to $29 million, NPAT-reported from $29 million to $31 million, EPS-underlying from 59 cents to 63 cents and EPS-reported from 63 cents to 67 cents.