DGAP-News: creditshelf Aktiengesellschaft / Key word(s): Quarter Results 
creditshelf can successfully continue growth in 2020 
2021-01-13 / 07:30 
The issuer is solely responsible for the content of this announcement. 
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CREDITSHELF CAN SUCCESSFULLY CONTINUE GROWTH IN 2020 
Frankfurt am Main, January 13, 2021 ? creditshelf, the leading credit platform for digital SME finance in Germany, has 
grown double-digit in 2020 despite the Corona pandemic. The development of creditshelf's loan business is reflected in 
the following numbers: 
Highlights: 
  . Requested loans totaling EUR 1,528.2 mn were EUR 188 mn higher than the previous year's request volume, underlining 
    the growing demand among German SMEs for fast, easy financing solutions. 
  . creditshelf increased its arranged loan volume by 12% to EUR 98.9 mn in 2020 with a balanced mix of new and 
    existing customers. 
  . The outstanding loan volume grew significantly to EUR 123 mn as of December 31, 2020 (December 31, 2019: EUR 88 
    mn). 
  . The average term of arranged loans decreased to 26.8 months in 2020 (2019: 27.7 months), reflecting a conscious 
    risk exposure positioning. 
  . The average coupon on the arranged loans was 8.8% in 2020 (2019: 8.3%). 
Dr. Tim Thabe, CEO of creditshelf, stated: 
"The ongoing Corona pandemic continues to present significant challenges to entrepreneurs. We are proud to have been 
able to support our customers in 2020 with our lending product. This allowed us to continue our growth in this 
challenging year. We again had no significant loan defaults in Q4, although the situation was exacerbated by the 
renewed lockdown affecting the German economy. This resilience of our portfolio demonstrates the high quality of our 
sales model and our risk analysis. It is the prerequisite for the success of our institutional funding strategy." 
The complete 2020 annual report will be published by creditshelf on March 30, 2021. 
 
Overview of alternative KPIs 
                                              FY 2020 FY 2019 +/- 
Volume of requested loans (in EUR mn)         1,528.2 1,340.7 +14 % 
Volume of arranged loans (in EUR mn)          98.9    88.5    +12 % 
Number of arranged loans                      110     99      +11 % 
Average ticket size (in kEUR)                 899     893     +1 % 
Average tenor (in months)                     26.8    27.7    -3 % 
Average interest rate (in % volume-weighted)  8.82    8.34    +48 bps

Upcoming Investor Relations events

February 24, 2021: ODDO SEYDLER BANK Small & Mid Cap Conference 2021 March 30, 2021: Publication of the 2020 Annual Report May 10, 2021: Annual General Meeting 2021 May 12, 2021: Publication of the quarterly statement for Q1 2021

Corporate Communications:

creditshelf Aktiengesellschaft Jan Stechele (CPO) Birgit Hass (Leiterin PR) Mainzer Landstraße 33a 60329 Frankfurt Tel.: +49 (69) 348 77 2413 presse@creditshelf.com www.creditshelf.com

Investor Relations:

creditshelf Aktiengesellschaft Fabian Brügmann (CFO) Maximilian Franz (Investor Relations Manager) Mainzer Landstraße 33a 60329 Frankfurt Tel.: +49 69 348 719 113 ir@creditshelf.com www.creditshelf.com

ABOUT CREDITSHELF

www.creditshelf.com

creditshelf is the leading credit platform for digital SME finance in Germany. Founded in 2014 and headquartered in Frankfurt am Main, the company arranges bank-independent, flexible financing solutions via a constantly growing network. creditshelf combines complementary needs: While SME entrepreneurs can easily access attractive financing alternatives, institutional investors can invest directly in German SMEs and partners can support their clients as innovative providers of new credit solutions. The core of creditshelf's business model is a unique, data-driven risk analysis and unbureaucratic, fast and digital processes. Thereby, creditshelf covers the entire value chain: its platform is used to select suitable credit projects, analyze the creditworthiness of potential borrowers, and provide credit scoring as well as risk-adequate pricing. For these services creditshelf receives fees from both borrowers and investors.

creditshelf has been listed in the Prime Standard Segment of the Frankfurt Stock Exchange since 2018. The experts in the creditshelf team offer many years of experience in SME financing and are trusted partners and visionaries for the entrepreneurship of tomorrow. -----------------------------------------------------------------------------------------------------------------------

2021-01-13 Dissemination of a Corporate News, transmitted by DGAP - a service of EQS Group AG. The issuer is solely responsible for the content of this announcement. The DGAP Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases. Archive at www.dgap.de ----------------------------------------------------------------------------------------------------------------------- 


Language:     English 
Company:      creditshelf Aktiengesellschaft 
              Mainzer Landstrasse 33a 
              60329 Frankfurt/Main 
              Germany 
E-mail:       ir@creditshelf.com 
Internet:     www.creditshelf.com 
ISIN:         DE000A2LQUA5 
WKN:          A2LQUA 
Listed:       Regulated Market in Frankfurt (Prime Standard); Regulated Unofficial Market in Berlin, Dusseldorf, 
              Munich, Stuttgart, Tradegate Exchange 
EQS News ID:  1160064 
 
End of News   DGAP News Service 
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