East West Banking : 2021 Second Quarter Published Statement of Condition

EASTWEST BANKING CORPORATION

unibank	The Beaufort, 5th Avenue corner 23rd Street, Fort Bonifacio Global City, Taguig City

STATEMENT OF CONDITION				CONSOLIDATED STATEMENT OF CONDITION
Head Office and Branches						Bank and Financial Subsidiaries
As of June 30, 2021						As of June 30, 2021
ASSETS				AMOUNT			ASSETS			AMOUNT
			CURRENT QUARTER	PREVIOUS QUARTER						CURRENT QUARTER	PREVIOUS QUARTER
Cash and Cash Items	P		6,614,134,333.08	6,593,401,551.73			Cash and Cash Items	P	6,680,507,114.01	6,657,252,806.10
Due from Bangko Sentral ng Pilipinas			50,581,091,273.70	39,169,833,594.74			Due from Bangko Sentral ng Pilipinas		51,025,672,735.38	39,602,975,346.59
Due from Other Banks			19,922,891,062.94	11,270,684,857.73			Due from Other Banks		20,022,682,825.18	11,302,636,256.70
Financial Assets at Fair Value through Profit or Loss			7,866,347,485.52	7,204,412,881.93			Financial Assets at Fair Value through Profit or Loss		7,866,347,485.52	7,204,412,881.93
Available-for-Sale Financial Assets-Net			41,399,156,866.00	43,463,048,234.40			Available-for-Sale Financial Assets-Net		41,399,156,866.00	43,463,048,234.40
Held-to-Maturity (HTM) Financial Assets-Net			7,915,468,575.65	11,610,655,591.84			Held-to-Maturity (HTM) Financial Assets-Net		9,513,456,939.31	13,218,040,997.83
Unquoted Debt Securities Classified as Loans-Net			0.00	0.00			Unquoted Debt Securities Classified as Loans-Net		0.00	0.00
Loans and Receivables - Net			206,084,679,796.31	209,349,753,149.76			Loans and Receivables - Net		230,962,836,198.94	233,885,942,499.51
Interbank Loans Receivable			1,537,200,000.00	3,281,796,000.00			Interbank Loans Receivable		1,537,200,000.00	3,281,796,000.00
Loans and Receivables - Others			192,443,068,293.49	200,055,316,454.77			Loans and Receivables - Others		217,720,328,597.06	224,981,074,529.56
Loans and Receivables Arising from RA/CA/PR/SLB			13,945,888,005.00	8,245,375,155.00			Loans and Receivables Arising from RA/CA/PR/SLB		13,945,888,005.00	8,245,375,155.00
General Loan Loss Provision			1,841,476,502.18	2,232,734,460.00			General Loan Loss Provision		2,240,580,403.12	2,622,303,185.05
Other Financial Assets			8,158,139,095.92	8,167,964,741.90			Other Financial Assets		8,357,357,108.51	8,340,773,909.27
Equity Investment in Subsidiaries, Associates & Joint Ventures-Net			6,056,264,180.61	5,827,602,724.25			Equity Investment in Subsidiaries, Associates & Joint Ventures-Net		884,934,960.43	977,708,675.17
Bank Premises, Furniture, Fixture and Equipment-Net			4,282,768,837.94	4,282,968,116.76			Bank Premises, Furniture, Fixture and Equipment-Net		4,686,057,028.45	4,683,003,922.96
Real and Other Properties Acquired-Net			2,725,413,207.04	2,074,480,734.68			Real and Other Properties Acquired-Net		2,726,611,965.23	2,075,696,730.16
Other Assets-Net			14,486,017,504.37	14,207,614,333.28			Other Assets-Net		15,030,056,367.43	14,733,869,091.72
TOTAL ASSETS	P		376,092,372,219.08	363,222,420,513.00			TOTAL ASSETS
		P	399,155,677,594.39	386,145,361,352.34
LIABILITIES							LIABILITIES
Financial Liabilities at Fair Value through Profit or Loss	P		170,547,927.40	141,235,700.65			Financial Liabilities at Fair Value through Profit or Loss	P	170,547,927.40	141,235,700.65
Deposit Liabilities			297,308,531,632.88	288,060,430,604.27			Deposit Liabilities		318,020,559,067.86	308,508,050,328.49
Bills Payable			0.00	0.00			Bills Payable		0.00	0.00
a) BSP (Rediscounting and Other Advances)			0.00	0.00			a) BSP (Rediscounting and Other Advances)		0.00	0.00
b) Interbank Loans Payable			0.00	0.00			b) Interbank Loans Payable		0.00	0.00
c) Other Deposit Substitute			0.00	0.00			c) Other Deposit Substitute		0.00	0.00
d) Others			0.00	0.00			d) Others		0.00	0.00
Bonds Payable - Net			3,682,498,735.22	3,679,951,251.74			Bonds Payable - Net		3,682,498,735.22	3,679,951,251.74
Unsecured Subordinated Debt - Net			0.00	0.00			Unsecured Subordinated Debt - Net		1,241,366,625.08	1,241,073,992.24
Due to Bangko Sentral ng Pilipinas			0.00	0.00			Due to Bangko Sentral ng Pilipinas		0.00	0.00
Other Financial Liabilities			4,813,530,328.85	4,605,507,570.00			Other Financial Liabilities		5,291,755,837.34	5,137,603,226.79
Other Liabilities			11,301,471,524.47	9,713,649,110.43			Other Liabilities		11,959,328,935.17	10,417,140,594.81
TOTAL LIABILITIES	P		317,276,580,148.82	306,200,774,237.09			TOTAL LIABILITIES	P	340,366,057,128.07	329,125,055,094.72
STOCKHOLDERS' EQUITY							STOCKHOLDERS' EQUITY
Capital Stock	P		27,564,812,699.66	27,564,812,699.66			Capital Stock	P	27,564,812,699.66	27,564,812,699.66
Other Capital Accounts			3,500,175,810.01	1,706,030,015.65			Other Capital Accounts		3,498,992,376.82	1,704,758,126.10
Retained Earnings			27,750,803,560.59	27,750,803,560.60			Retained Earnings		27,725,815,389.84	27,750,735,431.86
TOTAL STOCKHOLDERS' EQUITY	P		58,815,792,070.26	57,021,646,275.91			TOTAL STOCKHOLDERS' EQUITY	P	58,789,620,466.32	57,020,306,257.62
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	P		376,092,372,219.08	363,222,420,513.00			TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY
		P	399,155,677,594.39	386,145,361,352.34
CONTINGENT ACCOUNTS							CONTINGENT ACCOUNTS
Guarantees Issued	P		857,655,682.30	677,335,052.25			Guarantees Issued	P	857,655,682.30	677,335,052.25
Performance Standby Letters of Credit			2,246,255,677.79	1,913,008,363.79			Performance Standby Letters of Credit		2,246,255,677.79	1,913,008,363.79
Commercial Letters of Credit			296,165,598.91	446,188,782.47			Commercial Letters of Credit		296,165,598.91	446,188,782.47
Trade Related Guarantees			5,900,199,016.11	5,716,712,188.99			Trade Related Guarantees		5,900,199,016.11	5,716,712,188.99
Commitments			128,871,386,962.43	135,561,716,462.57			Commitments		128,871,386,962.43	135,561,716,462.57
Spot Foreign Exchange Contracts			10,905,586,674.58	13,153,361,441.11			Spot Foreign Exchange Contracts		10,905,586,674.58	13,153,361,441.11
Securities Held Under Custodianship by Bank Proper			0.00	0.00			Securities Held Under Custodianship by Bank Proper		0.00	0.00
Trust Department Accounts			40,377,030,106.76	38,501,233,805.97			Trust Department Accounts		40,377,030,106.76	38,501,233,805.97
Derivatives			1,952,000,000.00	1,941,200,000.00			Derivatives		1,952,000,000.00	1,941,200,000.00
Others			47,614,158,609.51	33,041,400,559.96			Others		47,614,200,984.85	33,041,446,436.96
TOTAL CONTINGENT ACCOUNTS	P	239,020,438,328.39	230,952,156,657.11			TOTAL CONTINGENT ACCOUNTS	P	239,020,480,703.73	230,952,202,534.11
ADDITIONAL INFORMATION							ADDITIONAL INFORMATION
Gross Total Loan Portfolio (TLP)	P		216,478,963,713.10	220,043,179,900.85			1. List of Financial Allied Subsidiaries (excluding Subsidiary
Specific Allowance for Credit Losses on the TLP	P		8,552,807,414.61	8,460,692,291.09			Insurance Companies)
Non-Performing Loans (NPLs)
a. Gross NPLs	P		21,849,638,421.42	22,451,575,142.37			1 East West Rural Bank
b. Ratio of Gross NPLs to Gross TLP (%)			10.09	10.20			2 East West Finance and Leasing Corp.
c. Net NPLs	P		16,173,095,486.07	17,747,459,996.99
d. Ratio of Net NPLs to Gross TLP (%)			7.47	8.07			2. List of Subsidiary Insurance Companies
e. Ratio of total allowance for credit losses to gross NPL's(%)			47.57	47.63
f. Ratio of Specific allowance for credit losses on the gross TLP to gross NPL's(%)	39.14	37.68			1 East West Insurance Brokerage Inc.
Classified Loans & Other Risk Assets, gross of allowance for credit losses	P		24,997,210,749.72	24,874,170,930.46
DOSRI Loans and receivables, gross allowance for credit losses	P		12,027,249,956.74	12,055,712,651.04			3 Capital Adequacy Ratio (CAR) on Consolidated Basis,
Ratio of DOSRI Loans and receivables,							as prescribed under existing regulations
gross allowance for credit losses, to gross TLP (%)			5.56	5.48			a. Total CAR (%)		14.73	14.35
Gross Non-Performing DOSRI Loans and Receivables	P		0.00	354,315.70			b. Tier 1 Ratio (%)		13.60	13.20
Ratio of Gross Non-Performing DOSRI Loans and Receivables to TLP (%)			0.00	0.00			c. Common Equity Tier 1 Ratio (%) 1/		13.60	13.20
Percent Compliance with Magna Carta (%)
a. 8% for Micro and Small Enterprises			0.99	1.02			Basel Leverage Ratio (BLR) (%)		11.03	10.92
b. 2% for Medium Enterprises			3.38	2.88			Liquidity Coverage Ratio (LCR) (%)		419.85	355.54
Return on Equity (ROE) (%)			13.59	14.98
Capital Adequacy Ratio (CAR) on Solo Basis, as prescribed under existing regulations
a. Total CAR (%)			14.22	13.93
b. Tier 1 Ratio (%)			13.47	13.17
c. Common Equity Tier 1 Ratio (%) 1/			13.47	13.17
Basel Leverage Ratio (BLR) (%)			10.63	10.55
Liquidity Coverage Ratio (LCR) (%)			474.13	391.68
1/ Common Equity Tier 1 is only applicable to all Universal and Commercial Banks and their subsidiary banks.			1/ Common Equity Tier 1 is only applicable to all Universal and Commercial Banks and their subsidiary banks.
I hereby certify that all matters set forth in this Published Balance Sheet are true and correct, to the best of my knowledge			I hereby certify that all matters set forth in this Published Balance Sheet are true and correct, to the best of my knowledge
and belief.							and belief.
			Antonio C. Moncupa Jr.						Antonio C. Moncupa Jr.
			Vice Chairman and CEO						Vice Chairman and CEO

BOARD OF DIRECTORS

Chairman

JONATHAN T. GOTIANUN

Vice Chairman and CEO

ANTONIO C. MONCUPA JR.

Directors

MERCEDES T. GOTIANUN

L. JOSEPHINE T.

GOTIANUN-YAP

ANTONIO C. MONCUPA JR.

WILSON L. SY

ISABELLE G. YAP

JOSE MARIA G. HOFILEÑA

GREGORIO U. KILAYKO

NELSON M. BONA

ARMANDO L. SURATOS FRANCIS H. JARDELEZA

Corporate Secretary

Atty. BENEDICTO M.

VALERIO JR.

Senior Executive Vice President

RAFAEL S. ALGARRA JR.

GERARDO SUSMERANO

JACQUELINE S. FERNANDEZ