Financials Enskilda Banken

Equities

SEB A

SE0000148884

Banks

Market Closed - Nasdaq Stockholm 11:29:34 2024-04-26 am EDT 5-day change 1st Jan Change
144.4 SEK +0.77% Intraday chart for Enskilda Banken -0.59% +4.03%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 190,419 182,645 272,736 255,302 289,349 297,434 - -
Enterprise Value (EV) 1 190,419 182,645 272,736 255,302 289,349 297,434 297,434 297,434
P/E ratio 9.49 x 11.7 x 10.8 x 9.57 x 7.69 x 8.9 x 9.15 x 8.9 x
Yield 7.1% 4.85% 8.03% 5.63% 7.56% 7.86% 6.51% 6.57%
Capitalization / Revenue 3.8 x 3.67 x 4.99 x 3.95 x 3.61 x 3.77 x 3.92 x 3.88 x
EV / Revenue 3.8 x 3.67 x 4.99 x 3.95 x 3.61 x 3.77 x 3.92 x 3.88 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.22 x 1.06 x 1.4 x 1.24 x 1.3 x 1.31 x 1.28 x 1.22 x
Nbr of stocks (in thousands) 2,160,950 2,160,566 2,166,128 2,127,548 2,084,650 2,059,390 - -
Reference price 2 88.08 84.50 125.8 120.0 138.8 144.4 144.4 144.4
Announcement Date 1/29/20 1/27/21 1/27/22 1/26/23 1/25/24 - - -
1SEK in Million2SEK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 50,134 49,717 54,614 64,589 80,193 78,878 75,833 76,722
EBITDA - - - - - - - -
EBIT 1 27,189 26,970 31,368 39,544 52,744 48,466 44,677 44,828
Operating Margin 54.23% 54.25% 57.44% 61.22% 65.77% 61.44% 58.92% 58.43%
Earnings before Tax (EBT) 1 24,894 19,846 30,864 33,850 47,963 42,593 40,133 40,253
Net income 1 20,177 15,746 25,423 26,989 38,116 33,717 31,819 31,904
Net margin 40.25% 31.67% 46.55% 41.79% 47.53% 42.75% 41.96% 41.58%
EPS 2 9.280 7.230 11.67 12.53 18.06 16.23 15.77 16.22
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 6.250 4.100 10.10 6.750 10.50 11.35 9.405 9.492
Announcement Date 1/29/20 1/27/21 1/27/22 1/26/23 1/25/24 - - -
1SEK in Million2SEK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 13,870 14,768 14,441 16,551 18,829 19,060 20,019 20,979 20,136 20,682 19,800 19,301 19,557 19,316 19,453
EBITDA - - - - - - - - - - - - - - -
EBIT 1 7,773 8,974 8,240 10,258 12,073 12,594 13,070 14,073 13,006 13,522 12,388 12,002 11,706 11,210 11,064
Operating Margin 56.04% 60.77% 57.06% 61.98% 64.12% 66.08% 65.29% 67.08% 64.59% 65.38% 62.56% 62.18% 59.86% 58.03% 56.88%
Earnings before Tax (EBT) 1 7,476 7,857 7,285 9,118 9,590 11,620 12,093 12,983 11,267 12,316 10,974 10,510 10,099 10,365 10,217
Net income 1 6,198 6,403 5,842 7,311 7,434 9,393 9,768 10,581 8,373 9,503 8,849 8,394 8,007 7,929 7,994
Net margin 44.69% 43.36% 40.45% 44.17% 39.48% 49.28% 48.79% 50.44% 41.58% 45.95% 44.69% 43.49% 40.94% 41.05% 41.1%
EPS 2 2.850 2.960 2.710 3.400 3.480 4.420 4.620 5.030 4.000 4.560 4.247 4.048 3.911 3.931 3.990
Dividend per Share 2 10.10 - - - 6.750 - - - 10.50 - - - 13.25 - -
Announcement Date 1/27/22 4/27/22 7/14/22 10/26/22 1/26/23 4/26/23 7/18/23 10/25/23 1/25/24 4/24/24 - - - - -
1SEK in Million2SEK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 13.8% 10.3% 13.9% 13.8% 17.9% 15.2% 14.2% 14%
ROA (Net income/ Total Assets) 0.7% 0.5% 0.7% 0.7% 0.9% 0.89% 0.81% 0.8%
Assets 1 2,882,429 3,149,200 3,631,857 3,855,571 4,235,111 3,770,105 3,917,593 4,012,027
Book Value Per Share 2 72.00 79.50 89.60 96.80 107.0 110.0 113.0 118.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/29/20 1/27/21 1/27/22 1/26/23 1/25/24 - - -
1SEK in Million2SEK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
15
Last Close Price
144.4 SEK
Average target price
151.8 SEK
Spread / Average Target
+5.11%
Consensus
  1. Stock Market
  2. Equities
  3. SEB A Stock
  4. Financials Enskilda Banken