Financials First Farmers Financial Corporation

Equities

FFMR

US3201731078

Market Closed - OTC Markets 12:20:12 2024-04-29 pm EDT 5-day change 1st Jan Change
68.5 USD 0.00% Intraday chart for First Farmers Financial Corporation 0.00% -13.81%

Valuation

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Capitalization 1 232.4 256.4 301.6 337 309.4 387.1
Enterprise Value (EV) 1 261.9 341.7 407.8 449.3 326.6 246.9
P/E ratio 13.7 x 11.8 x 10.9 x 11.4 x 10.2 x 10.8 x
Yield 1.98% 1.92% 2.42% 2.6% 2.95% 2.53%
Capitalization / Revenue 3.61 x 3.69 x 3.95 x 4.19 x 3.63 x 4.13 x
EV / Revenue 4.07 x 4.92 x 5.34 x 5.59 x 3.83 x 2.63 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.72 x 1.67 x 1.75 x 1.69 x 1.4 x 1.59 x
Nbr of stocks (in thousands) 7,149 7,173 7,180 7,168 7,078 7,037
Reference price 2 32.50 35.75 42.00 47.01 43.71 55.00
Announcement Date 3/1/18 3/1/18 3/1/19 2/29/20 3/1/22 3/1/22
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Net sales 1 64.34 69.42 76.36 80.42 85.17 93.76
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 22.55 26.68 32.37 34.76 36.32 43.33
Net income 1 17.03 21.75 27.71 29.52 30.44 36.06
Net margin 26.47% 31.33% 36.28% 36.71% 35.75% 38.46%
EPS 2 2.380 3.034 3.867 4.130 4.290 5.115
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.6450 0.6850 1.015 1.220 1.290 1.390
Announcement Date 3/1/18 3/1/18 3/1/19 2/29/20 3/1/22 3/1/22
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Net Debt 1 29.6 85.3 106 112 17.2 -
Net Cash position 1 - - - - - 140
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 13.1% 15% 17% 16% 14.5% 15.5%
ROA (Net income/ Total Assets) 1.1% 1.32% 1.62% 1.61% 1.47% 1.55%
Assets 1 1,548 1,646 1,713 1,833 2,065 2,326
Book Value Per Share 2 18.90 21.40 24.00 27.80 31.30 34.70
Cash Flow per Share 2 15.00 11.70 6.890 8.040 26.60 31.10
Capex 1 1.27 1.94 4.67 2.83 2.48 1.53
Capex / Sales 1.98% 2.79% 6.12% 3.52% 2.91% 1.63%
Announcement Date 3/1/18 3/1/18 3/1/19 2/29/20 3/1/22 3/1/22
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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