Franklin Resources, Inc. announced the appointment of Sandy Kaul as Senior Vice President, to provide advisory consulting and thought leadership as part of the Franklin Templeton Institute. She will deliver actionable intelligence and insights on the future of the investment and wealth management industry for the firm and its clients. Based in New York, Kaul brings over 25 years of well-rounded industry experience, joining from Citi, where she served as Managing Director and Global Head of Business Advisory Services.