FS Bancorp, Inc. reported unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2012. For the quarter, the company has posted reported net income of $1.1 million, or $0.36 per diluted share, compared to $312,000 for the fourth quarter ended December 31, 2011. Net interest income was $4,615,000 against $3,492,000 a year ago. Return on assets was 1.22% against 0.44% a year ago. Return on equity was 7.13% against 4.66% a year ago.

For the year, net income was $5,295,000 or $1.76 basic and diluted per share compared to net income of $1,500,000 for the year ended December 31, 2011. Net Interest Income was $16,424,000 against $13,472,000 a year ago. Book value per common share was $19.92 against $18.32 a year ago. Return on assets was 1.64% against 0.56% a year ago. Return on equity was 12.71% against 5.92% a year ago.