Funding Circle announced that Kaustubh ?Kos? Joshi has joined the company as the Head of Embedded Finance & Partnerships for the U.S. business where he will be responsible for executing on the company?s strategy to attract more small businesses through its embedded platform and strategic partnerships. Kos was most recently the Head of Product for Embedded Business Financing at Goldman Sachs where he successfully launched and grew their embedded SMB financing business, including their partnership with Amazon.