GB Auto E : 1Q 2022 GB Auto Investor Presentation

INVESTOR PRESENTATION

FIRST QUARTER 2022

DISCLAIMER

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This presentation may contain certain "forward-looking statements" relating to GB Auto S.A.E. (the "Company"). These may be identified in part through the use of forward-looking terminology such as "will," "planned," "expectations" and "forecast" as well as similar explanations or qualifiers and by discussions of strategy, plans or intentions. These statements may include descriptions of investments planned or currently under consideration or development by the Company and the anticipated impact of these investments. Any such statements reflect the current views of the Company with respect to future events and are subject to certain risks, uncertainties and assumptions. Many factors could cause the actual results, performance, decisions or achievements of the Company to be materially different from any future results that may be expressed or implied by such forward-looking statements. Such forward-looking statements speak only as of the date on which they are made. The Company does not undertake any obligation to update or revise any forward-looking statement, whether as a result of new information, future events or otherwise.

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In the United Kingdom this material is only being distributed to, and is only directed at (a) investment professionals falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (as amended) (the "Financial Promotion Order") and (b) high net worth companies and other persons falling within Article 49(2)(a) to (d) of the Financial Promotion Order (all such persons together being referred to as "relevant persons"). Any person in the United Kingdom that is not a relevant person must not act or rely on this material. Any investment or investment activity to which this material relates is available in the United Kingdom only to relevant persons, and will be engaged in only with such persons.

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OUTLINE

04 GB Auto Overview

10 GB Auto & Auto Related

23 GB Capital

26 Consolidated Financial Performance

29 Key Corporate and Shareholder Information

I. Group Overview

GB Auto Group is a leading automotive player and non-bank financial services provider in Egypt with the Group's operations split into core automotive (GB Auto & Auto Related) and high-margin financing businesses (GB Capital).

GB AUTO

GB AUTO & AUTO RELATED

GB CAPITAL

(FINANCING BUSINESS)

Egypt Passenger Cars	Egypt Motorcycles &	GB Lease	MNT-Halan
Three Wheelers

Egypt Commercial			Haram Tourism
Vehicles & Construction	Egypt Tires	Drive
Transport (HTT)
Equipment

Egypt After-Sales

Regional

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