Financials GCB Bank Plc

Equities

GCB

GH0000000094

Banks

End-of-day quote Ghana S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
4.22 GHS +0.48% Intraday chart for GCB Bank Plc +0.48% +24.12%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 1,338 1,219 1,352 1,073 1,389 1,044
Enterprise Value (EV) 1 1,546 115.1 831.4 802.1 504 -567.3
P/E ratio 5.7 x 3.74 x 3.15 x 2.41 x 2.43 x -1.76 x
Yield 1.98% 6.52% 3.92% 6.17% 9.54% -
Capitalization / Revenue 1.24 x 1 x 0.9 x 0.61 x 0.66 x 1.16 x
EV / Revenue 1.44 x 0.09 x 0.56 x 0.46 x 0.24 x -0.63 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.1 x 0.84 x 0.76 x 0.49 x 0.51 x 0.52 x
Nbr of stocks (in thousands) 265,000 265,000 265,000 265,000 265,000 265,000
Reference price 2 5.050 4.600 5.100 4.050 5.240 3.940
Announcement Date 6/25/18 5/16/19 7/13/20 5/7/21 5/28/22 6/9/23
1GHS in Million2GHS
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 1,076 1,222 1,497 1,748 2,103 900.4
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 332 450.2 573.7 610.8 832 -743.5
Net income 1 234.6 326.7 428.5 445.4 572.3 -593.4
Net margin 21.81% 26.75% 28.61% 25.48% 27.22% -65.9%
EPS 2 0.8853 1.230 1.617 1.680 2.160 -2.240
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.1000 0.3000 0.2000 0.2500 0.5000 -
Announcement Date 6/25/18 5/16/19 7/13/20 5/7/21 5/28/22 6/9/23
1GHS in Million2GHS
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2019 S1 2022 Q1
Net sales 1 - 488.3
EBITDA - -
EBIT - -
Operating Margin - -
Earnings before Tax (EBT) - -
Net income 1 131.7 154.3
Net margin - 31.61%
EPS - -
Dividend per Share - -
Announcement Date 7/30/19 4/28/22
1GHS in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 208 - - - - -
Net Cash position 1 - 1,104 520 271 885 1,611
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 20.6% 24.5% 26.5% 22.5% 23.4% -25.3%
ROA (Net income/ Total Assets) 2.99% 3.21% 3.69% 3.18% 3.38% -2.97%
Assets 1 7,851 10,174 11,623 13,989 16,930 19,950
Book Value Per Share 2 4.580 5.470 6.720 8.250 10.20 7.540
Cash Flow per Share 2 1.950 4.360 2.360 2.350 4.510 7.960
Capex 1 79.7 89.5 134 82.2 89.2 200
Capex / Sales 7.41% 7.33% 8.93% 4.7% 4.24% 22.25%
Announcement Date 6/25/18 5/16/19 7/13/20 5/7/21 5/28/22 6/9/23
1GHS in Million2GHS
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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