Company Georgia Bancshares, Inc.

Georgia Bancshares, Inc. is a holding company for The Bank of Georgia (the Bank). The Bank conducts a community-oriented commercial and retail banking business focusing on the needs of individuals, small to medium-sized businesses and non-profits. The Bank offers personal banking and business banking services. The Bank's personal and business banking services include deposit accounts, certificate of deposits, individual retirement accounts, consumer and commercial loans, home mortgages, safe deposit boxes, automated teller machines (ATM's), individual and business check cards, Internet and mobile banking, bill pay services, online account opening, commercial cash management services and remote deposit capture, among others.