Guangzhou Rural Commercial Bank : REPLY SLIP FOR FIRST H SHAREHOLDERS CLASS MEETING OF 2021

(Note 2)

Guangzhou Rural Commercial Bank Co., Ltd.*

廣 州 農 村 商 業 銀 行 股 份 有 限 公 司 *

(A joint stock company incorporated in the People's Republic of China with limited liability)

(H Share Stock code: 1551)

(Preference Share Stock code: 4618)

REPLY SLIP FOR FIRST H SHAREHOLDERS CLASS MEETING OF 2021

To: Guangzhou Rural Commercial Bank Co., Ltd.* (the "Bank")

I/We (Note 1) (Chinese name): (English name):

o f

being the registered holder(s) ofH share(s) of RMB1.00 each in the

share capital of the Bank, hereby inform the Bank that I/we intend to attend (in person or by proxy) the First H Shareholders Class Meeting of 2021 of the Bank to be held at 13F, No. 1 Huaxia Road, Pearl River New Town, Tianhe District, Guangzhou, Guangdong Province, the PRC at 10:15 a.m. on Tuesday, 8 June, 2021 or immediately after the conclusion of 2020 annual general meeting and the First Domestic Shareholders Class Meeting of 2021 to be held on the same day (whichever is later).

Date:

, 2021

Signature(s):

Notes:

1. Please insert full name(s) (in Chinese and English, as shown in the register of members) and registered address(es) in BLOCK CAPITALS.
2. Please insert the number of shares registered under your name(s).
3. The completed and signed slip must be delivered to the Bank's H Share Registrar in Hong Kong, Computershare Hong Kong Investor Services Limited, at 17M Floor, Hopewell Centre, 183 Queen's Road East, Wanchai, Hong Kong on or before Wednesday, 19 May, 2021 by hand, by post or by fax.

• Guangzhou Rural Commercial Bank Co., Ltd. is not an authorized institution within the meaning of the Banking Ordinance (Chapter 155 of the Laws of Hong Kong), not subject to the supervision of the Hong Kong Monetary Authority, and not authorized to carry on banking and/or deposit-taking business in Hong Kong.