End-of-day quote
Nyse
06:00:00 2024-04-23 pm EDT
|
5-day change
|
1st Jan Change
|
8.92
USD
|
-1.55%
|
|
+0.79%
|
+14.36%
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
1,167
|
699.7
|
659.8
|
750.1
|
-
|
-
|
Enterprise Value (EV)
1 |
1,167
|
699.7
|
659.8
|
750.1
|
750.1
|
750.1
|
P/E ratio
|
-25.3
x
|
21.6
x
|
86.7
x
|
9.47
x
|
7.21
x
|
-
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
-
|
0.89
x
|
0.66
x
|
0.65
x
|
0.58
x
|
-
|
EV / Revenue
|
-
|
0.89
x
|
0.66
x
|
0.65
x
|
0.58
x
|
-
|
EV / EBITDA
|
-
|
-361
x
|
7.48
x
|
5.84
x
|
4.71
x
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
-
|
11.8
x
|
-
|
6.84
x
|
6.32
x
|
8.95
x
|
Nbr of stocks (in thousands)
|
82,327
|
83,203
|
84,589
|
85,627
|
-
|
-
|
Reference price
2 |
14.18
|
8.410
|
7.800
|
8.760
|
8.760
|
8.760
|
Announcement Date
|
3/24/22
|
3/14/23
|
3/12/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
-
|
787.6
|
1,000
|
1,162
|
1,300
|
-
|
EBITDA
1 |
-
|
-1.94
|
88.16
|
128.5
|
159.3
|
-
|
EBIT
1 |
-
|
-67.57
|
10.41
|
67.7
|
99.83
|
-
|
Operating Margin
|
-
|
-8.58%
|
1.04%
|
5.83%
|
7.68%
|
-
|
Earnings before Tax (EBT)
1 |
-
|
11.1
|
44.77
|
84.04
|
109.9
|
-
|
Net income
1 |
-46.36
|
32.08
|
16.55
|
65.14
|
85.7
|
0.185
|
Net margin
|
-
|
4.07%
|
1.66%
|
5.61%
|
6.59%
|
-
|
EPS
2 |
-0.5600
|
0.3900
|
0.0900
|
0.9250
|
1.215
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
3/24/22
|
3/14/23
|
3/12/24
|
-
|
-
|
-
|
Fiscal Period: December |
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
216.8
|
197
|
218.4
|
261.2
|
275.6
|
245
|
263.8
|
306
|
314.3
|
277.5
|
296.4
|
EBITDA
1 |
-10.01
|
-2.036
|
6.705
|
34.37
|
37.38
|
9.713
|
19.36
|
44.55
|
49.1
|
15.45
|
28.99
|
EBIT
1 |
-21.22
|
-35.73
|
-16.49
|
17.25
|
16.12
|
-6.473
|
6.672
|
28.68
|
36.82
|
-4.475
|
12.53
|
Operating Margin
|
-9.79%
|
-18.13%
|
-7.55%
|
6.6%
|
5.85%
|
-2.64%
|
2.53%
|
9.37%
|
11.71%
|
-1.61%
|
4.23%
|
Earnings before Tax (EBT)
1 |
25.76
|
-29.29
|
-11.36
|
19.27
|
23.23
|
13.63
|
9.318
|
33.92
|
37.6
|
3.205
|
17.98
|
Net income
1 |
14.71
|
-4.607
|
-2.099
|
2.405
|
3.516
|
12.73
|
7.198
|
26.29
|
29.16
|
0.9997
|
14.02
|
Net margin
|
6.79%
|
-2.34%
|
-0.96%
|
0.92%
|
1.28%
|
5.2%
|
2.73%
|
8.59%
|
9.28%
|
0.36%
|
4.73%
|
EPS
2 |
0.0700
|
-0.0600
|
-0.0300
|
0.0300
|
0.0400
|
0.0300
|
0.0900
|
0.3900
|
0.4200
|
0.0300
|
0.1700
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
11/10/22
|
3/14/23
|
5/9/23
|
8/8/23
|
11/8/23
|
3/12/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
-
|
-
|
-
|
13.2%
|
15%
|
-
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
89.5%
|
128%
|
173%
|
Assets
1 |
-
|
-
|
-
|
72.81
|
66.99
|
0.1069
|
Book Value Per Share
2 |
-
|
0.7100
|
-
|
1.280
|
1.390
|
0.9800
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
44.4
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
5.63%
|
-
|
-
|
-
|
-
|
Announcement Date
|
3/24/22
|
3/14/23
|
3/12/24
|
-
|
-
|
-
|
Last Close Price
8.76
USD Average target price
11.33
USD Spread / Average Target +29.38% Consensus |
1st Jan change
|
Capi.
|
---|
| +14.36% | 750M | | +8.19% | 28.53B | | -5.99% | 12.17B | | +0.56% | 10.1B | | +28.58% | 5.09B | | +5.43% | 3.79B | | +38.46% | 2.86B | | -4.91% | 331M | | +11.32% | 196M | | +78.35% | 185M |
Insurance - Automobile
|