Financials Invest Bank

Equities

INVB

JO1101411014

Banks

End-of-day quote Amman S.E. 06:00:00 2024-04-22 pm EDT 5-day change 1st Jan Change
1.54 JOD 0.00% Intraday chart for Invest Bank 0.00% 0.00%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 132 129 122 146 155 154
Enterprise Value (EV) 1 117.6 146.4 183.1 197.1 280.5 301.3
P/E ratio 8.53 x 8.23 x 21.2 x 8.2 x 7.82 x 6.25 x
Yield 8.33% 8.53% 9.84% 6.85% 6.45% 6.49%
Capitalization / Revenue 2.65 x 2.5 x 3.43 x 2.63 x 2.63 x 2.26 x
EV / Revenue 2.36 x 2.84 x 5.16 x 3.54 x 4.76 x 4.43 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.76 x 0.73 x 0.68 x 0.8 x 0.81 x 0.74 x
Nbr of stocks (in thousands) 100,000 100,000 100,000 100,000 100,000 100,000
Reference price 2 1.320 1.290 1.220 1.460 1.550 1.540
Announcement Date 3/31/19 5/7/20 4/15/21 3/7/22 2/13/23 2/8/24
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 49.75 51.58 35.52 55.62 58.89 68.09
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 21.2 22.91 7.864 28.02 29.96 33.17
Net income 1 15.48 15.68 5.759 17.81 19.83 24.63
Net margin 31.12% 30.4% 16.21% 32.03% 33.67% 36.17%
EPS 2 0.1548 0.1568 0.0576 0.1781 0.1983 0.2463
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.1100 0.1100 0.1200 0.1000 0.1000 0.1000
Announcement Date 3/31/19 5/7/20 4/15/21 3/7/22 2/13/23 2/8/24
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - 17.4 61.1 51.1 126 147
Net Cash position 1 14.4 - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 8.95% 8.92% 3.3% 9.81% 10.7% 12.3%
ROA (Net income/ Total Assets) 1.44% 1.38% 0.5% 1.44% 1.51% 1.54%
Assets 1 1,076 1,135 1,153 1,239 1,317 1,598
Book Value Per Share 2 1.740 1.770 1.790 1.820 1.920 2.090
Cash Flow per Share 2 1.380 1.250 1.200 1.620 1.130 1.240
Capex 1 1.96 1.49 1.11 0.99 3.41 4.2
Capex / Sales 3.95% 2.89% 3.13% 1.78% 5.78% 6.16%
Announcement Date 3/31/19 5/7/20 4/15/21 3/7/22 2/13/23 2/8/24
1JOD in Million2JOD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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