Interim Reports 4Q 2023 The Management Board of KRUK S. A. publishes KRUK Group’s report for the period January 1st- December 31th 2023, issued on February 27th 2024. The report consists of three parts:
KRUK Group FS Q4 2023_1part
KRUK FS Q4 2023_2part
KRUK_Q4_2023_part3.
Financial highlights
Financial highlights
PLN '000
EUR '000
For the period
1 Jan–31 Dec 2023
1 Jan–31 Dec 2022
1 Jan–31 Dec 2023
1 Jan–31 Dec 2022
Revenue
2,592,580
2,145,790
572,516
457,690
Operating profit
1,327,158
1,042,841
293,074
222,435
Profit before tax
1,037,474
863,710
229,104
184,227
Net profit attributable to owners of the Parent
1,012,488
804,982
223,586
171,700
Net cash from operating activities
(785,251)
(567,772)
(173,406)
(121,104)
Purchase of debt portfolios at prices as per agreement
Kruk SA is a Poland-based company, which is engaged in the business support industry. The Company is a multi-operator, which offers loss prevention and debt collection services. The Company divides its business into two main operating segments: Debt Purchase, including acquisition of non-performing debt portfolios, and Debt Collection Outsourcing, offering fee-based collection of debt on clientâs behalf, focused on consumer and corporate loans. The Company provides services to financial institutions and large corporate customers. It manages receivables of banks, credit intermediaries, leasing companies and digital platform providers, among others. The Companyâs operating activities concentrate in a number of countries, such as Poland, Romania, Czech Republic, Slovakia and Spain. The Company's subsidiaries include Kruk Deutschland GmbH, Presco Investments Sarl and Espand Soluciones de Gestion y Recuperacion de Deuda SL, among others.
KRUK SPÓLKA AKCYJNA 
