Mitsubishi UFJ Financial : MUFG Develops MUFG Wealth Management Digital Platform （PDF / 275KB）

Mitsubishi UFJ Financial Group, Inc. (MUFG)

MUFG Bank, Ltd.

Mitsubishi UFJ Trust and Banking Corporation

Mitsubishi UFJ Morgan Stanley Securities Co., Ltd.

MUFG Develops MUFG Wealth Management Digital Platform

Tokyo, September 27, 2021 --- MUFG today announced that it has developed the MUFG Wealth Management Digital Platform ("WMPF") to offer optimal solutions to high- net-worth customers. WMPF is scheduled to be deployed in the second half of fiscal 2021 at MUFG's consolidated subsidiaries MUFG Bank, Ltd. ("MUFG Bank"), Mitsubishi UFJ Trust and Banking Corporation ("the Trust Bank"), and Mitsubishi UFJ Morgan Stanley Securities Co., Ltd. ("MUMSS")

MUFG, including MUFG Bank, the Trust Bank and MUMSS, has united toward a vision of "MUFG Wealth Management" that provides high-quality wealth management services across the entire Group to help our customers achieve real wealth at various stages of their lives.

Utilizing the newly-developed WMPF, MUFG will work to understand the life goals of its customers and leverage our comprehensive strengths to utilize the Group's total assets to propose optimal solutions for various needs, such as asset succession, business succession and asset management.

Figure 1: MUFG Wealth Management Digital Platform Positioning

Related

companies/partners

MUFG

Bank

MUFG Wealth Management

Digital Platform

Unified	Total	Customers'
Group	assets	life goals

Trust	MUMSS
Bank
Related	Related
companies/partners	companies/partners

WMPF is a cross-firm common platform that consists of three functions: Holistic View, Next Best Action (NBA), and Goal Planning System (GPS).

Holistic View enhances MUFG's integrated operations by displaying quick overview information regarding customers and advisors of MUFG Bank, the Trust Bank and MUMSS. NBA supports the sales activities of advisors and delivers recommendations using analytical models for the next action to be taken in light of the customer's situation. GPS is a tool for visualizing customer balance sheets and simulating solutions to issues related to customers' total assets, taking into account goals and cash flow according to life plans. GPS enables comprehensive proposals for portfolio management, asset succession (inheritance tax estimation, etc.) and business succession (valuation of company stock, etc.). The development of WMPF is also supported by the knowledge of Morgan Stanley ("MS").

Figure 2: Visualization of MUFG Wealth Management Digital Platform

Knowledge from MS

			MUFG integrated	Enhancing MUFG's
			CRM function
			integrated operations
	Other	Holistic	Changing employee
		behavior
Financial		Real	View
assets		estate		Trust	MUFG	MUMSS
				Bank	Bank
	Company		Advisor Advisor	Advisor Advisor	Advisor Advisor
	stock
Expanded profiling
		Proposal tool based		Recommendation
Goal	on total assets		function
	Propose portfolio		Next
Planning	based approach		Best
			management via goal-

System	Action

④ ①

Review Profiling

③ ②

Action Plan

- End -

About MUFG

Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,500 locations in more than 50 countries. The Group has about 170,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to "be the world's most trusted financial group" through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG's shares trade on the Tokyo, Nagoya, and New York stock exchanges.

For more information, visit https://www.mufg.jp/english.