Mitsubishi UFJ Financial : Business Strategy Seminar "MUFG’s Sustainability Management - Climate Change Initiatives -" (June 3, 2021) Presentation Material

MUFG's Sustainability Management

Climate Change Initiatives

June 3, 2021

Mitsubishi UFJ Financial Group, Inc.

Disclaimer

This document contains forward-looking statements in regard to forecasts, targets and plans of Mitsubishi UFJ Financial Group, Inc. ("MUFG") and its group companies (collectively, "the group"). These forward-looking statements are based on information currently available to the group and are stated here on the basis of the outlook at the time that this document was produced. In addition, in producing these statements certain assumptions (premises) have been utilized. These statements and assumptions (premises) are subjective and may prove to be incorrect and may not be realized in the future. Underlying such circumstances are a large number of risks and uncertainties. Please see other disclosure and public filings made or will be made by MUFG and the other companies comprising the group, including the latest kessantanshin, financial reports, Japanese securities reports, Integrated reports and annual reports, for additional information regarding such risks and uncertainties. The group has no obligation or intent to update any forward-looking statements contained in this document. In addition, information on companies and other entities outside the group that is recorded in this document has been obtained from publicly available information and other sources. The accuracy and appropriateness of that information has not been verified by the group and cannot be guaranteed. The financial information used in this document was prepared in accordance with Japanese GAAP (which includes Japanese managerial accounting standards), unless otherwise stated. Japanese GAAP and U.S. GAAP, differ in certain important respects. You should consult your own professional advisers for a more complete understanding of the differences between U.S. GAAP and Japanese GAAP and the generally accepted accounting principles of other jurisdictions and how those differences might affect the financial information contained in this document. This document is being released by MUFG outside of the United States and is not targeted at persons located in the United States.

Definitions

MUFG:	Mitsubishi UFJ Financial Group	NICOS:	Mitsubishi UFJ NICOS
the Bank (BK):	MUFG Bank
MUAH:	MUFG Americas Holdings Corporation
the Trust Bank (TB):	Mitsubishi UFJ Trust & Banking Corporation
KS:	Bank of Ayudhya (Krungsri, KS)
the Securities HD (SCHD):	Mitsubishi UFJ Securities Holdings
Bank Danamon (BDI):	Bank Danamon Indonesia
MUMSS:	Mitsubishi UFJ Morgan Stanley Securities
FSI:	First Sentier Investors
MSMS:	Morgan Stanley MUFG Securities

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Contents

MUFG's Sustainability Management	P.4
MUFG Carbon Neutrality Declaration	P.8
Sustainable Business Initiatives	P.22
Appendix	P.33

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MUFG's Sustainability Management

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MUFG's Sustainability Management

－"Response to climate change & environmental protection" is one of the most important issues for

MUFG's Sustainability Management. Via tackling this issue, MUFG will contribute to creating a sustainable society by fostering a virtuous cycle between the environment and economy

Committed to empowering a brighter future.

MUFG's Sustainability Management

• With the conviction that environmental and social sustainability are essential to MUFG's sustainable growth, we will create our corporate values by integrating the solutions for environmental and social issues with our management strategies

Basic policy of

new medium-term business plan (MTBP)

		Be the premier business partner that
Our vision		pioneers the future through the
	power of finance and digital services
after		To cope with the drastically changing society,
3 years
	we commit to empower all stakeholders to
		move to the next step forward

	i. Digital	ii. Contribution	iii. Transformation
	transformation	to addressing	of corporate
	（DX）	environmental	culture (a
		and social	culture that
		issues	values speed &
			new challenges)

Developing	Supporting
industrial
social
development &
infrastructure
Response to	innovation Response
to climate change
aging population
& environmental
& low birthrate
protection

MUFG's

Inclusion &	Sustainability	Ensuring equal
		access to

Financial

Target

3 strategic pillars

ROE 7.5%

A company which constantly earns ¥1tn of profits

attributable to owners of parent

Corporate

transformation

Strategy for growth

Structural reforms

diversity	Management	financial services
	Integration with
	management strategies
Reduction of		Overcoming
educational		threats
disparities		to health

Response	Promoting
workstyle
to poverty
reforms

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