Financials OppFi Inc.

Equities

OPFI

US68386H1032

Software

Market Closed - Nyse 04:00:02 2024-04-26 pm EDT 5-day change 1st Jan Change
2.66 USD +0.76% Intraday chart for OppFi Inc. -11.04% -48.05%

Valuation

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Capitalization 1 - 61.13 29.74 91.13 51.37 -
Enterprise Value (EV) 1 - 61.13 29.74 91.13 51.37 51.37
P/E ratio - 2.35 x 41 x 2.13 x 5.27 x 7 x
Yield - - - - - -
Capitalization / Revenue - 0.17 x 0.07 x 0.18 x 0.1 x 0.09 x
EV / Revenue - 0.17 x 0.07 x 0.18 x 0.1 x 0.09 x
EV / EBITDA - 0.52 x 0.55 x 0.79 x 0.41 x 0.38 x
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book - - - - - -
Nbr of stocks (in thousands) - 13,465 14,506 17,799 19,312 -
Reference price 2 10.18 4.540 2.050 5.120 2.660 2.660
Announcement Date 4/28/21 3/10/22 3/23/23 3/7/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net sales 1 291 350.6 452.9 508.9 520.1 553.3
EBITDA 1 - 116.9 53.87 114.7 125.4 134.9
EBIT 1 - 106.6 -19.92 33.62 57.28 59.8
Operating Margin - 30.4% -4.4% 6.61% 11.01% 10.81%
Earnings before Tax (EBT) 1 - 90.11 3.063 41.81 57.82 63.42
Net income 1 77.52 25.55 3.34 39.48 49.42 47.2
Net margin 26.64% 7.29% 0.74% 7.76% 9.5% 8.53%
EPS 2 - 1.930 0.0500 2.408 0.5050 0.3800
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 4/28/21 3/10/22 3/23/23 3/7/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 91.98 95.96 100.7 107.9 124.2 120 120.4 122.5 133.2 132.9 124.3 125.7 131.8 138.3 133.5
EBITDA 1 31.78 20.44 11.3 20.01 13.22 9.922 20.12 35.74 33.01 25.81 21.71 30.59 35.16 37.93 29.41
EBIT 1 29.07 17.45 8.065 3.036 -4.421 -13.14 0.339 15.02 12.46 5.803 4.404 13.43 17.91 21.54 11
Operating Margin 31.6% 18.19% 8.01% 2.81% -3.56% -10.95% 0.28% 12.26% 9.36% 4.37% 3.54% 10.69% 13.59% 15.57% 8.24%
Earnings before Tax (EBT) 1 31.1 16.64 0.243 9.699 0.354 -7.233 4.076 18.76 16 2.976 4.72 13.9 18.48 20.72 11.82
Net income 1 14.12 11.43 1.076 3.458 -0.571 -5.199 0.251 2.142 2.169 1.942 3.834 11.68 15.43 18.48 8.7
Net margin 15.36% 11.91% 1.07% 3.21% -0.46% -4.33% 0.21% 1.75% 1.63% 1.46% 3.09% 9.3% 11.71% 13.36% 6.51%
EPS 2 1.060 0.8400 0.0800 0.1000 -0.0400 -0.2200 0.0200 0.1400 0.1300 0.1074 0.0400 0.1200 0.1600 0.1850 0.0700
Dividend per Share - - - - - - - - - - - - - - -
Announcement Date 11/11/21 3/10/22 5/5/22 8/9/22 11/9/22 3/23/23 5/11/23 8/9/23 11/9/23 3/7/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net Debt - - - - - -
Net Cash position - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) - - - - - -
ROA (Net income/ Total Assets) - - - - - -
Assets 1 - - - - - -
Book Value Per Share - - - - - -
Cash Flow per Share - - - - - -
Capex - - - - - -
Capex / Sales - - - - - -
Announcement Date 4/28/21 3/10/22 3/23/23 3/7/24 - -
1USD in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
2.66 USD
Average target price
5.5 USD
Spread / Average Target
+106.77%
Consensus