OVB : Analyst Conference Q2 2023

Conference Call

Consolidated interim report H1 2023

Cologne 11 August 2023

Mario Freis, CEO

Frank Burow, CFO

Heinrich Fritzlar, COO

OVB at a glance

More than 50 years' experience

Operating in 16 countries throughout Europe

4.41 million clients

5,806 financial advisors

Over 100 product partners

Presentation for the H1 Conference Call - Consolidated Interim Report H1 2023 of OVB Holding AG - 11 August 2023

Slide 2

Agenda

1. Overview of H1 2023
2. Development of clients and financial advisors
3. Brokerage income, regional diversification and product mix
4. Financial information in detail
5. Summary and outlook for 2023
6. Disclaimer/financial calendar/contact

Presentation for the H1 Conference Call - Consolidated Interim Report H1 2023 of OVB Holding AG - 11 August 2023	Slide 3

Overview of H1 2023

OVB posts slight increase in sales

• Brokerage income up 0.5% at €170.6 million
• Growing demand for advisory services among people in Europe
• Further expansion in number of clients (+ 4.5%) and financial advisors (+ 3.1%)

		H12022		H12023
Clients		4.22 million		4.41 million
Financial advisors	5,630	5,806
Brokerage income		€169.7 million		€170.6 million
Operating income (EBIT)		€11.2 million		€6.8 million
Consolidated net income after non-controlling interests		€6.2 million		€5.3 million
Earnings per share (basic)		€0.44		€0.37

Presentation for the H1 Conference Call - Consolidated Interim Report H1 2023 of OVB Holding AG - 11 August 2023

Change

• 4.5%
• 3.1%
• 0.5%
• 38.8%
• 14.8%
• 14.8%

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Client base and number of financial advisors increase further

Number of clients

• Central and Eastern Europe: Strong growth at a high level (+5.4%*)
• Germany: Virtually stable (-0.1%*)
• Southern and Western Europe: Significant growth (+4.9%*)

Number of financial advisors

• Central and Eastern Europe: Substantial growth (+8.1%)
• Germany: Decline (-3.8%*)
• Southern and Western Europe: Decline (-4.2%*)

	+ 4.5%
			+ 3.1%
4.22	4.41
million
million
		5,630	5,806
30 June 2022	30 June 2023	30 June 2022	30 June 2023

* Versus same period of previous year

Presentation for the H1 Conference Call - Consolidated Interim Report H1 2023 of OVB Holding AG - 11 August 2023

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