All references to Revenue in this document represent Total Revenue before transactions costs.
2.
All references to EBITDA in this document represent Earnings Before Corporate Interest, Tax, Depreciation and Amortisation, Share-Based Payments and Fair Value movements.
3.
All references to Gross Profit in this document is calculated as Total Revenue less Funding Costs less Transaction Costs. Refer page 14 for more detail.
4
4.
All references to Realised portfolio yield in this document represents the interest (excluding transaction costs) and fee income earned during the period on the average portfolio balance during the respective period, annualised.
ersonal
Strengthening the business and investing for the future
ersonal use only
Investing for growth
Launch of Prospa Plus Small Business Loans
Investment in sales
and marketing to capitalise on recovering economy
On track to deliver Prospa Business Account next year
Technology and funding
Smarter, faster
credit decision engine that incorporates
learnings
Enhanced capabilities to deliver on our strategic growth
ABS of $200 million
People
Great Place to Work
Experienced management team
5
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Prospa Group Ltd. published this content on 23 November 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 23 November 2021 23:19:03 UTC.
Prospa Group Ltd is an Australia-based financial technology company. The Company is a provider of cash flow products and services. The Companyâs operations consist primarily of the provision of loans to small businesses in Australia and New Zealand. It facilitates referrals and customer acquisitions from a network of distribution partners, including finance brokers, aggregator networks, online affiliates, accountants and other advisers. The purpose-built credit decision engine (CDE) enables approvals and adoption of dynamic risk-based pricing, where interest rates associated with a facility are based on credit risk assessments for individual customers. Its CDE allows the business to quickly evaluate opportunities and potential risks across the portfolio. Its product suite includes a Small Business Loan and a Line of Credit. The Company has launched Prospa Plus Business Loans, offering higher credit quality for small to medium enterprises (SME).
PROSPA GROUP LIMITED 
