Financials PSB Holdings, Inc.

Equities

PSBQ

US69360N1081

Banks

Delayed OTC Markets 10:12:19 2024-04-30 am EDT 5-day change 1st Jan Change
20.4 USD +0.25% Intraday chart for PSB Holdings, Inc. -0.24% -7.73%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 101 123 91.58 116.6 95.73 93.6
Enterprise Value (EV) 1 154.9 160.5 135.9 131.6 140.8 225.7
P/E ratio 9.83 x 11 x 8.57 x 9.05 x 7.13 x 10.3 x
Yield 1.59% 1.45% 2.04% 1.77% 2.28% 2.71%
Capitalization / Revenue 2.87 x 3.22 x 2.42 x 2.48 x 2.02 x 2.11 x
EV / Revenue 4.41 x 4.21 x 3.59 x 2.8 x 2.97 x 5.09 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.25 x 1.33 x 0.88 x 1.04 x 0.99 x 0.9 x
Nbr of stocks (in thousands) 4,488 4,471 4,452 4,477 4,371 4,234
Reference price 2 22.50 27.50 20.57 26.05 21.90 22.11
Announcement Date 2/22/19 2/29/20 2/19/21 2/18/22 3/10/23 2/16/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 35.12 38.13 37.8 46.94 47.42 44.31
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 13.46 14.8 13.97 16.91 17.93 14.41
Net income 1 10.31 11.25 10.69 12.82 13.64 9.569
Net margin 29.36% 29.49% 28.28% 27.31% 28.76% 21.6%
EPS 2 2.290 2.510 2.399 2.879 3.070 2.156
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.3570 0.4000 0.4200 0.4600 0.5000 0.6000
Announcement Date 2/22/19 2/29/20 2/19/21 2/18/22 3/10/23 2/16/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 54 37.5 44.3 15 45.1 132
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 13.3% 13% 10.8% 11.9% 12.8% 9.06%
ROA (Net income/ Total Assets) 1.17% 1.19% 1.01% 1.05% 1.03% 0.69%
Assets 1 881.9 945.5 1,054 1,215 1,318 1,381
Book Value Per Share 2 18.00 20.70 23.50 25.10 22.00 24.50
Cash Flow per Share 2 9.490 10.60 8.650 12.10 6.840 6.670
Capex 1 0.62 2.06 1.35 1.1 1.54 1.23
Capex / Sales 1.77% 5.39% 3.58% 2.34% 3.25% 2.77%
Announcement Date 2/22/19 2/29/20 2/19/21 2/18/22 3/10/23 2/16/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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