Financials Punjab & Sind Bank

Equities

PSB

INE608A01012

Banks

Market Closed - Bombay S.E. 06:24:55 2024-04-29 am EDT 5-day change 1st Jan Change
64.28 INR +3.79% Intraday chart for Punjab & Sind Bank +5.50% +48.97%

Valuation

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Capitalization 1 19,941 17,597 7,817 71,327 104,717 174,054
Enterprise Value (EV) 1 9,749 -2,899 6,231 50,797 97,272 236,695
P/E ratio -1.91 x -3.24 x -0.71 x -0.49 x 6.04 x 13.3 x
Yield - - - - 2.01% 1.87%
Capitalization / Revenue 1.85 x 2.06 x 2.33 x -7.06 x 3.15 x 4.61 x
EV / Revenue 0.91 x -0.34 x 1.86 x -5.03 x 2.93 x 6.27 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.32 x 0.31 x 0.14 x 0.85 x 0.75 x 1.15 x
Nbr of stocks (in thousands) 564,912 564,912 701,053 4,052,668 6,777,786 6,777,786
Reference price 2 35.30 31.15 11.15 17.60 15.45 25.68
Announcement Date 7/2/18 6/29/19 7/21/20 6/28/21 6/20/22 6/19/23
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net sales 1 10,768 8,524 3,357 -10,107 33,197 37,764
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 -5,948 -8,588 -15,224 -34,042 10,391 13,130
Net income 1 -7,438 -5,435 -9,908 -27,329 10,391 13,130
Net margin -69.07% -63.76% -295.17% 270.39% 31.3% 34.77%
EPS 2 -18.49 -9.621 -15.75 -35.71 2.559 1.937
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - 0.3100 0.4800
Announcement Date 7/2/18 6/29/19 7/21/20 6/28/21 6/20/22 6/19/23
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - 62,641
Net Cash position 1 10,192 20,496 1,586 20,530 7,445 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) -12.1% -9.15% -17.5% -39.2% 9.29% 9.02%
ROA (Net income/ Total Assets) -0.71% -0.49% -0.95% -2.59% 0.9% 1.02%
Assets 1 1,052,048 1,113,912 1,047,466 1,054,930 1,157,850 1,287,662
Book Value Per Share 2 109.0 101.0 79.80 20.60 20.70 22.30
Cash Flow per Share 2 20.30 33.40 5.620 3.400 0.6300 0.5800
Capex 1 513 709 644 4,462 1,206 903
Capex / Sales 4.76% 8.31% 19.17% -44.15% 3.63% 2.39%
Announcement Date 7/2/18 6/29/19 7/21/20 6/28/21 6/20/22 6/19/23
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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