Financials Regency Fincorp Limited

Equities

REGENCY

INE964R01013

Consumer Lending

Market Closed - Bombay S.E. 06:00:56 2024-05-23 am EDT 5-day change 1st Jan Change
13.42 INR +1.36% Intraday chart for Regency Fincorp Limited +0.37% +25.07%

Valuation

Fiscal Period: Marzo 2018 2019 2020 2021 2022 2023
Capitalization 1 111.5 92.8 129 43.21 52.7 84.31
Enterprise Value (EV) 1 136.8 273.1 384.1 314.8 806.6 979.5
P/E ratio 48.9 x 25.8 x 34.3 x 11.4 x 7.88 x 9.07 x
Yield - 0.4% - - - -
Capitalization / Revenue 21.2 x 6.94 x 7.73 x 1.41 x 1.9 x 2.03 x
EV / Revenue 26.1 x 20.4 x 23 x 10.3 x 29.1 x 23.6 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 2.2 x 1.45 x 1.29 x 0.46 x 0.45 x 6.17 x
Nbr of stocks (in thousands) 6,000 7,424 8,203 7,424 9,906 10,686
Reference price 2 18.58 12.50 15.72 5.820 5.320 7.890
Announcement Date 9/4/18 9/7/19 9/9/20 9/3/21 9/3/22 6/1/23
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: März 2018 2019 2020 2021 2022 2023
Net sales 1 5.247 13.38 16.68 30.58 27.74 41.49
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 3.097 4.891 5.342 6.025 7.199 12.74
Net income 1 2.291 3.613 3.763 4.182 5.537 9.251
Net margin 43.66% 27.01% 22.56% 13.68% 19.96% 22.3%
EPS 2 0.3800 0.4850 0.4588 0.5099 0.6750 0.8700
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - 0.0500 - - - -
Announcement Date 9/4/18 9/7/19 9/9/20 9/3/21 9/3/22 6/1/23
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 25.4 180 255 272 754 895
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 5.5% 6.3% 4.87% 4.51% 4.98% 7.01%
ROA (Net income/ Total Assets) 2.83% 1.86% 1.19% 1.1% 0.85% 0.94%
Assets 1 80.84 194.6 316 381.2 650.9 986.5
Book Value Per Share 2 8.450 8.610 12.20 12.80 11.90 1.280
Cash Flow per Share 2 3.680 1.600 2.600 0.9100 1.230 0.0200
Capex 1 2.26 9.29 5.81 10.6 5.18 -
Capex / Sales 43.14% 69.41% 34.83% 34.79% 18.67% -
Announcement Date 9/4/18 9/7/19 9/9/20 9/3/21 9/3/22 6/1/23
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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