Financials Repco Home Finance Limited

Equities

REPCOHOME

INE612J01015

Consumer Lending

Market Closed - NSE India S.E. 07:43:48 2024-04-26 am EDT 5-day change 1st Jan Change
530.1 INR +1.78% Intraday chart for Repco Home Finance Limited +5.86% +35.09%

Valuation

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 29,041 7,342 21,086 11,036 11,245 33,164 - -
Enterprise Value (EV) 1 29,041 7,342 21,086 11,036 11,245 33,164 33,164 33,164
P/E ratio 12.4 x 2.62 x 7.33 x 5.76 x 3.8 x 8.59 x 8.44 x 7.69 x
Yield 0.54% 2.13% 0.74% 1.42% 1.5% 0.73% 0.8% 0.93%
Capitalization / Revenue 6.11 x 1.4 x 3.6 x 1.79 x 1.88 x 4.78 x 4.55 x 4.04 x
EV / Revenue 6.11 x 1.4 x 3.6 x 1.79 x 1.88 x 4.78 x 4.55 x 4.04 x
EV / EBITDA 2,677,082 x 612,773 x - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.9 x 0.41 x 1.02 x 0.49 x 0.45 x 1.15 x 1.03 x 0.92 x
Nbr of stocks (in thousands) 62,561 62,561 62,561 62,561 62,561 62,561 - -
Reference price 2 464.2 117.4 337.0 176.4 179.8 530.1 530.1 530.1
Announcement Date 5/29/19 7/23/20 6/26/21 5/23/22 5/26/23 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 4,752 5,261 5,850 6,166 5,981 6,944 7,284 8,214
EBITDA 10,848 11,981 - - - - - -
EBIT 1 3,768 4,196 4,706 4,926 4,523 5,348 5,556 6,252
Operating Margin 79.29% 79.76% 80.44% 79.88% 75.63% 77.02% 76.28% 76.11%
Earnings before Tax (EBT) 1 3,598 3,602 3,898 2,595 4,008 5,198 5,213 5,737
Net income 1 2,346 2,804 2,876 1,915 2,961 3,869 3,881 4,283
Net margin 49.38% 53.29% 49.16% 31.06% 49.5% 55.72% 53.28% 52.14%
EPS 2 37.51 44.81 45.97 30.62 47.33 61.71 62.79 68.90
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 2.500 2.500 2.500 2.500 2.700 3.850 4.250 4.950
Announcement Date 5/29/19 7/23/20 6/26/21 5/23/22 5/26/23 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 1,574 1,549 1,466 1,602 1,536 1,562 1,417 1,484 1,499 1,581 1,639 1,672 1,836 -
EBITDA - - - - - - - - - - - - - -
EBIT 1 1,282 1,188 1,221 1,318 1,192 1,195 1,078 1,141 1,101 1,203 1,247 1,305 1,376 1,366
Operating Margin 81.48% 76.71% 83.23% 82.32% 77.62% 76.45% 76.09% 76.9% 73.44% 76.08% 76.09% 78.07% 74.97% -
Earnings before Tax (EBT) 1 1,061 895.6 437.2 1,149 427 581.6 841 953.6 1,089 1,124 1,198 1,233 1,330 1,376
Net income 1 796 632 321.2 859.2 314.7 420.3 620.7 711.5 807.6 821 890.9 919.6 980.2 1,014
Net margin 50.58% 40.81% 21.9% 53.65% 20.49% 26.9% 43.81% 47.94% 53.89% 51.92% 54.35% 55% 53.39% -
EPS 2 12.72 10.10 5.130 13.73 5.030 - - 11.37 - 13.12 14.24 15.20 16.10 17.10
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 2/11/21 6/26/21 8/13/21 11/13/21 2/14/22 5/23/22 8/12/22 11/11/22 2/13/23 5/26/23 8/4/23 - - -
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 16.5% 16.9% 16% 8.92% 12.5% 14.2% 12.6% 12.6%
ROA (Net income/ Total Assets) 2.27% 2.44% 2.4% 1.57% 2.41% 2.88% 2.64% 2.56%
Assets 1 103,439 114,756 119,833 121,806 122,855 134,340 146,992 167,305
Book Value Per Share 2 244.0 286.0 329.0 357.0 402.0 461.0 515.0 575.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 5/29/19 7/23/20 6/26/21 5/23/22 5/26/23 - - -
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

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