River City Bank announced earnings results for the second quarter and six months ended June 30, 2017. The bank reported net income of $6.4 million, or $4.42 per diluted share, for the three-month period ending June 30, 2017, which compares to the $3.3 million, or $2.30 per diluted share, for the same period in 2016. Net income was $10.6 million, or $7.35 per diluted share, for the six months ending June 30, 2017, which compares to the $6.1 million, or $4.22 per diluted share, for the six months ending June 30, 2016. This loan growth propelled net interest income $3.6 million higher for the first six months of 2017 versus the same period in 2017. The net interest income growth would have exceeded $4 million had the prior year period not benefited from an interest recovery of $596,000 from a nonaccrual loan that was fully repaid. The two large factors affecting the relative performance of the two periods pertain to the sale of other real estate owned (OREO) properties and the mark-to-market (MTM) of the Bank's interest rate swap contracts (swaps).