Financials Samba Bank Limited

Equities

SBL

PK0079401011

Banks

End-of-day quote Pakistan S.E. 06:00:00 2024-04-24 pm EDT 5-day change 1st Jan Change
10.96 PKR +0.09% Intraday chart for Samba Bank Limited -2.58% +3.49%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 8,106 8,066 7,562 12,553 6,554 10,677
Enterprise Value (EV) 1 31,038 40,794 55,491 104,333 54,020 42,768
P/E ratio 11.9 x 11.8 x 7.48 x 15.9 x -15.3 x 8.64 x
Yield - - 10% 4.82% - -
Capitalization / Revenue 2.38 x 2.09 x 1.61 x 2.67 x 2.09 x 1.52 x
EV / Revenue 9.11 x 10.6 x 11.8 x 22.2 x 17.3 x 6.09 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.63 x 0.57 x 0.49 x 0.79 x 0.45 x 0.65 x
Nbr of stocks (in thousands) 1,008,239 1,008,239 1,008,239 1,008,239 1,008,239 1,008,239
Reference price 2 8.040 8.000 7.500 12.45 6.500 10.59
Announcement Date 3/7/19 3/5/20 3/8/21 2/7/22 3/7/23 3/6/24
1PKR in Million2PKR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 3,409 3,863 4,688 4,703 3,131 7,019
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 1,110 1,100 1,668 1,304 -925.9 2,193
Net income 1 682.7 686.5 1,012 789 -427.9 1,235
Net margin 20.03% 17.77% 21.58% 16.78% -13.67% 17.6%
EPS 2 0.6772 0.6800 1.003 0.7825 -0.4244 1.225
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - 0.7500 0.6000 - -
Announcement Date 3/7/19 3/5/20 3/8/21 2/7/22 3/7/23 3/6/24
1PKR in Million2PKR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 22,932 32,729 47,929 91,781 47,466 32,091
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 5.36% 5.09% 6.86% 5.05% -2.8% 7.97%
ROA (Net income/ Total Assets) 0.57% 0.54% 0.7% 0.44% -0.23% 0.69%
Assets 1 120,496 126,187 144,297 180,091 190,111 178,925
Book Value Per Share 2 12.70 14.10 15.20 15.80 14.50 16.20
Cash Flow per Share 2 1.250 2.120 2.600 2.470 2.490 3.120
Capex 1 147 214 190 1,423 293 240
Capex / Sales 4.32% 5.55% 4.06% 30.27% 9.36% 3.42%
Announcement Date 3/7/19 3/5/20 3/8/21 2/7/22 3/7/23 3/6/24
1PKR in Million2PKR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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