Stock 7198 SBI ARUHI CORPORATION
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Financials SBI ARUHI Corporation

Equities

7198

JP3126290000

Consumer Lending

Market Closed - Japan Exchange
Other stock markets
 02:00:00 2024-04-26 am EDT 		5-day change 1st Jan Change
848 JPY -0.47% Intraday chart for SBI ARUHI Corporation -5.88% +3.16%
Feb. 06 SBI ARUHI Corporation Provides Consolidated Earning Guidance for the Fiscal Year Ending March 31, 2024 CI
2023 ARUHI Corporation Provides Consolidated Earnings Guidance for the Full Year Ending March 31, 2024 CI

Valuation

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 77,755 43,101 63,899 35,203 37,814 37,538 - -
Enterprise Value (EV) 1 77,755 88,654 63,899 35,203 37,814 37,538 37,538 37,538
P/E ratio 18.3 x 8.66 x 12.3 x 8.32 x 13.4 x 16.7 x 14.7 x 12.3 x
Yield 2% 4.16% 3.05% 6.02% 5.16% 4.72% 5.01% 5.9%
Capitalization / Revenue 3.26 x 1.64 x 2.38 x 1.4 x 1.67 x 1.9 x 1.72 x 1.58 x
EV / Revenue 3.26 x 1.64 x 2.38 x 1.4 x 1.67 x 1.9 x 1.72 x 1.58 x
EV / EBITDA 10,390,850 x 4,887,311 x 6,730,491 x - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 3.26 x 1.62 x 2.13 x 1.1 x 1.16 x 0.88 x 0.87 x 0.85 x
Nbr of stocks (in thousands) 35,295 35,185 35,401 35,309 35,473 44,267 - -
Reference price 2 2,203 1,225 1,805 997.0 1,066 848.0 848.0 848.0
Announcement Date 5/14/19 5/12/20 5/11/21 5/10/22 5/11/23 - - -
1JPY in Million2JPY
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 23,844 26,202 26,821 25,189 22,601 19,725 21,775 23,787
EBITDA 7,483 8,819 9,494 - - - - -
EBIT 6,905 7,798 8,084 6,936 5,162 - - -
Operating Margin 28.96% 29.76% 30.14% 27.54% 22.84% - - -
Earnings before Tax (EBT) 1 6,264 7,315 7,745 6,151 4,119 2,537 3,014 3,647
Net income 1 4,312 4,972 5,177 4,239 2,821 1,716 2,071 2,466
Net margin 18.08% 18.98% 19.3% 16.83% 12.48% 8.7% 9.51% 10.37%
EPS 2 120.6 141.4 146.6 119.8 79.64 50.79 57.79 68.78
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 44.00 51.00 55.00 60.00 55.00 40.00 42.50 50.00
Announcement Date 5/14/19 5/12/20 5/11/21 5/10/22 5/11/23 - - -
1JPY in Million2JPY
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2020 S1 2020 S2 2021 S1 2021 S2 2022 Q2 2022 S1 2022 Q3 2022 Q4 2022 S2 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2023 S2 2024 Q1 2024 Q2 2024 S1 2024 Q3 2024 Q4 2025 Q1 2025 Q2 2025 Q3 2025 Q4
Net sales 1 12,869 13,333 13,274 13,547 6,183 13,037 6,697 5,455 12,152 5,937 5,622 11,805 5,807 4,989 10,796 4,604 4,266 8,870 5,692 5,840 - - - -
EBITDA - - - - - - - - - - - - - - - - - - - - - - - -
EBIT 4,406 - 4,187 - - 3,649 2,200 - - 1,484 - 3,050 1,281 - - 691 - 1,139 1,387 - - - - -
Operating Margin 34.24% - 31.54% - - 27.99% 32.85% - - 25% - 25.84% 22.06% - - 15.01% - 12.84% 24.37% - - - - -
Earnings before Tax (EBT) 1 4,187 3,128 3,981 3,764 1,493 3,322 2,053 776 2,829 1,217 1,340 2,557 1,106 456 1,562 449 315 764 1,071 788.7 - - - -
Net income 1 2,873 2,099 2,698 2,479 1,032 2,293 1,417 529 1,946 841 929 1,770 760 291 1,051 310 223 533 732 540.6 - - - -
Net margin 22.32% 15.74% 20.33% 18.3% 16.69% 17.59% 21.16% 9.7% 16.01% 14.17% 16.52% 14.99% 13.09% 5.83% 9.74% 6.73% 5.23% 6.01% 12.86% 9.26% - - - -
EPS 2 81.84 - 76.60 - 29.14 64.64 40.10 15.04 - 23.82 26.24 50.06 21.42 8.160 - 8.740 6.260 15.00 19.61 14.98 - - - -
Dividend per Share 2 25.00 - 25.00 - 30.00 30.00 - 30.00 - - 30.00 30.00 - 25.00 - - 20.00 20.00 - 20.00 - 20.00 - 20.00
Announcement Date 11/7/19 5/12/20 11/5/20 5/11/21 11/11/21 11/11/21 2/7/22 5/10/22 5/10/22 8/9/22 11/14/22 11/14/22 2/9/23 5/11/23 5/11/23 8/3/23 11/7/23 11/7/23 2/6/24 - - - - -
1JPY in Million2JPY
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - 45,553 - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - 5.165 x - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 19.1% 19.7% 18.3% 21.2% 8.7% 5.44% 6% 6.96%
ROA (Net income/ Total Assets) 6.82% 6.31% 5.21% 3.9% 2.75% - - -
Assets 1 63,225 78,839 99,378 108,706 102,501 - - -
Book Value Per Share 2 675.0 757.0 848.0 903.0 921.0 959.0 977.0 996.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 5/14/19 5/12/20 5/11/21 5/10/22 5/11/23 - - -
1JPY in Million2JPY
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for SBI ARUHI Corporation

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
2
Last Close Price
848 JPY
Average target price
905 JPY
Spread / Average Target
+6.72%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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