Market Closed -
Nasdaq
04:00:00 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
100.1
USD
|
-1.54%
|
|
-2.30%
|
+0.65%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
3,872
|
4,008
|
4,927
|
5,341
|
6,027
|
6,072
|
-
|
Enterprise Value (EV)
1 |
3,872
|
4,008
|
4,927
|
5,341
|
6,027
|
6,072
|
6,072
|
P/E ratio
|
14.4
x
|
16.4
x
|
12.6
x
|
25
x
|
17
x
|
13.1
x
|
11.5
x
|
Yield
|
1.27%
|
1.4%
|
1.26%
|
1.29%
|
1.26%
|
1.43%
|
1.55%
|
Capitalization / Revenue
|
1.36
x
|
1.37
x
|
1.46
x
|
1.5
x
|
1.42
x
|
1.25
x
|
1.15
x
|
EV / Revenue
|
1.36
x
|
1.37
x
|
1.46
x
|
1.5
x
|
1.42
x
|
1.25
x
|
1.15
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.77
x
|
1.58
x
|
1.77
x
|
2.3
x
|
2.19
x
|
1.95
x
|
1.71
x
|
Nbr of stocks (in thousands)
|
59,402
|
59,835
|
60,124
|
60,275
|
60,588
|
60,642
|
-
|
Reference price
2 |
65.19
|
66.98
|
81.94
|
88.61
|
99.48
|
100.1
|
100.1
|
Announcement Date
|
1/30/20
|
1/28/21
|
2/3/22
|
2/2/23
|
1/31/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
2,846
|
2,922
|
3,379
|
3,558
|
4,232
|
4,855
|
5,300
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
336.4
|
303
|
505.3
|
280.2
|
458.4
|
605.7
|
673.9
|
Net income
1 |
271.6
|
246.4
|
394.5
|
215.7
|
356
|
470.9
|
535.4
|
Net margin
|
9.54%
|
8.43%
|
11.67%
|
6.06%
|
8.41%
|
9.7%
|
10.1%
|
EPS
2 |
4.530
|
4.090
|
6.500
|
3.540
|
5.840
|
7.658
|
8.672
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.8300
|
0.9400
|
1.030
|
1.140
|
1.250
|
1.430
|
1.552
|
Announcement Date
|
1/30/20
|
1/28/21
|
2/3/22
|
2/2/23
|
1/31/24
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
865
|
869.7
|
846.1
|
864.8
|
895
|
952.2
|
999.8
|
1,040
|
1,081
|
1,111
|
1,165
|
1,199
|
1,232
|
1,260
|
1,292
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
92.6
|
123.8
|
69.89
|
49.9
|
52.6
|
107.8
|
114.8
|
74.2
|
112.5
|
157
|
148
|
132.7
|
140.4
|
180
|
161.4
|
Net income
1 |
71.4
|
96.7
|
54
|
37.2
|
40.2
|
84.2
|
90.3
|
56.3
|
86.9
|
122.5
|
113
|
102
|
112.7
|
143.2
|
126.6
|
Net margin
|
8.25%
|
11.12%
|
6.38%
|
4.3%
|
4.49%
|
8.84%
|
9.03%
|
5.41%
|
8.04%
|
11.03%
|
9.7%
|
8.51%
|
9.15%
|
11.37%
|
9.79%
|
EPS
2 |
1.180
|
1.590
|
1.410
|
0.6100
|
0.6600
|
1.380
|
1.480
|
0.9200
|
1.420
|
2.010
|
1.840
|
1.658
|
1.830
|
2.328
|
2.060
|
Dividend per Share
2 |
0.2500
|
0.2800
|
0.2800
|
0.2800
|
0.2800
|
0.3000
|
0.3000
|
0.3000
|
0.3000
|
0.3500
|
0.3500
|
0.3500
|
0.3500
|
0.3833
|
0.3833
|
Announcement Date
|
10/27/21
|
2/3/22
|
5/4/22
|
8/3/22
|
11/2/22
|
2/2/23
|
5/3/23
|
8/2/23
|
11/1/23
|
1/31/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
13.6%
|
10.4%
|
14.8%
|
12.4%
|
14.4%
|
15.9%
|
17%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
36.90
|
42.40
|
46.20
|
38.60
|
45.40
|
51.40
|
58.50
|
Cash Flow per Share
|
-
|
9.190
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
1/30/20
|
1/28/21
|
2/3/22
|
2/2/23
|
1/31/24
|
-
|
-
|
Last Close Price
100.1
USD Average target price
109.6
USD Spread / Average Target +9.43% Consensus |
1st Jan change
|
Capi.
|
---|
| +0.65% | 6.07B | | +38.91% | 61.52B | | +10.01% | 50.24B | | +12.05% | 48.88B | | +21.50% | 44.86B | | +22.39% | 33.96B | | +10.03% | 29.23B | | +50.11% | 27.95B | | +21.57% | 24.78B | | -3.96% | 20.38B |
Other Property & Casualty Insurance
|