Stock SPOL SPAREBANK 1 ØSTLANDET
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Financials SpareBank 1 Østlandet

Equities

SPOL

NO0010751910

Banks

Market Closed - Oslo Bors
Other stock markets
 10:45:00 2024-04-26 am EDT 		5-day change 1st Jan Change
132.6 NOK 0.00% Intraday chart for SpareBank 1 Østlandet +3.98% 0.00%
Feb. 23 Totens Sparebank Investors Approve Merger With SpareBank 1 Østlandet MT
Feb. 15 SpareBank 1 Østlandet Issues Additional Tier 1 Bond Worth NOK500 Million MT

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 10,714 11,328 16,865 14,039 15,359 15,359 - -
Enterprise Value (EV) 1 10,714 11,328 16,865 14,039 15,359 15,359 15,359 15,359
P/E ratio 8.01 x 10.2 x 12.2 x 10.7 x 10.2 x 8.49 x 8.56 x 8.53 x
Yield 6.18% 4.9% 4.12% 5.61% - 6.92% 6.87% 7.38%
Capitalization / Revenue 2.5 x 2.72 x 3.81 x 3.16 x 2.87 x 2.55 x 2.45 x 2.4 x
EV / Revenue 2.5 x 2.72 x 3.81 x 3.16 x 2.87 x 2.55 x 2.45 x 2.4 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.99 x 0.99 x 1.37 x 1.08 x 1.13 x 1.06 x 1.01 x 0.95 x
Nbr of stocks (in thousands) 115,830 115,830 115,830 115,830 115,830 115,830 - -
Reference price 2 92.50 97.80 145.6 121.2 132.6 132.6 132.6 132.6
Announcement Date 2/7/20 2/12/21 2/12/22 2/11/23 2/8/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 4,289 4,164 4,423 4,443 5,343 6,014 6,280 6,403
EBITDA - - - - - - - -
EBIT 1 2,359 2,262 2,443 2,406 3,152 3,652 3,757 3,804
Operating Margin 55% 54.32% 55.23% 54.15% 58.99% 60.73% 59.83% 59.4%
Earnings before Tax (EBT) 1 2,326 1,932 2,438 2,379 2,845 3,529 3,511 3,665
Net income 1 1,909 1,583 1,985 1,880 2,149 2,809 2,800 2,880
Net margin 44.51% 38.02% 44.88% 42.31% 40.22% 46.71% 44.59% 44.98%
EPS 2 11.55 9.570 11.96 11.37 12.99 15.61 15.49 15.55
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 5.720 4.790 6.000 6.800 - 9.177 9.114 9.787
Announcement Date 2/7/20 2/12/21 2/12/22 2/11/23 2/8/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 1,163 1,100 1,081 941 1,080 1,332 1,325 1,381 1,236 1,401 1,431 1,498 1,514 1,571 1,613
EBITDA - - - - - - - - - - - - - - -
EBIT 1 690 569 577 421 594 814 796 846 703 807 849.6 890.6 894.6 878.6 950
Operating Margin 59.33% 51.73% 53.38% 44.74% 55% 61.11% 60.08% 61.26% 56.88% 57.6% 59.37% 59.45% 59.07% 55.94% 58.9%
Earnings before Tax (EBT) 1 706 542 573 480 575 751 747 760 570 768 829.7 984.7 885.7 880.5 920.7
Net income 1 553 494 522 856 427 597 628 557 415 549 708.2 742.3 660.4 657.9 777.1
Net margin 47.55% 44.91% 48.29% 90.97% 39.54% 44.82% 47.4% 40.33% 33.58% 39.19% 49.49% 49.55% 43.61% 41.89% 48.17%
EPS 2 3.340 2.980 3.160 5.180 2.580 3.610 3.800 3.370 2.500 3.320 4.370 4.650 3.800 3.600 4.106
Dividend per Share 2 - 6.000 - - - - - - - - - - - 10.02 -
Announcement Date 10/29/21 2/12/22 5/5/22 8/11/22 10/27/22 2/11/23 5/5/23 8/10/23 10/27/23 2/8/24 - - - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 12.8% 10.1% 11.6% 10.5% 11.3% 12.7% 11.8% 11.4%
ROA (Net income/ Total Assets) 1.48% 1.14% 1.32% 1.15% - 1.5% 1.35% 1.35%
Assets 1 129,128 138,762 150,767 162,996 - 187,269 207,402 213,328
Book Value Per Share 2 93.70 98.80 106.0 113.0 117.0 125.0 132.0 139.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/7/20 2/12/21 2/12/22 2/11/23 2/8/24 - - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for SpareBank 1 Østlandet

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
132.6 NOK
Average target price
138.8 NOK
Spread / Average Target
+4.64%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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