Standard Chartered : Publication of Supplementary Prospectus

SUPPLEMENTARY PROSPECTUS DATED 16 FEBRUARY 2023

Standard Chartered PLC

(Incorporated as a public limited company in England and Wales with registered number 966425)

Standard Chartered Bank

(Incorporated with limited liability in England by Royal Charter with reference number ZC18)

U.S.$77,500,000,000 Debt Issuance Programme

This supplement (the "Supplementary Prospectus", which definition shall include all information incorporated by reference herein) to the base prospectus dated 15 June 2022 (the "Base Prospectus", which definition includes the base prospectus and all information incorporated by reference therein) as supplemented by the supplementary prospectuses dated 29 July 2022 and 26 October 2022 constitutes a supplementary prospectus for the purposes of Article 23 of Regulation (EU) 2017/1129 as it forms part of the domestic law of the United Kingdom by virtue of the European Union (Withdrawal) Act 2018 (the "UK Prospectus Regulation"), and is prepared in connection with the U.S.$77,500,000,000 Debt Issuance Programme (the "Programme") established by Standard Chartered PLC ("SCPLC") and Standard Chartered Bank ("SCB") (each of SCPLC and SCB in such capacity an "Issuer" and together the "Issuers"). Terms defined in the Base Prospectus have the same meaning when used in this Supplementary Prospectus.

This Supplementary Prospectus is supplemental to, updates, must be read in conjunction with, and forms part of, the Base Prospectus and any other supplements to the Base Prospectus issued by the Issuers from time to time.

This Supplementary Prospectus has been approved by the FCA, as the United Kingdom competent authority under the UK Prospectus Regulation, as a supplement to the Base Prospectus in compliance with the UK Prospectus Regulation.

The Issuers accept responsibility for the information contained in this Supplementary Prospectus. To the best of the knowledge of the Issuers, the information contained in this Supplementary Prospectus is in accordance with the facts and makes no omission likely to affect its import.

1. Purpose of this Supplementary Prospectus

The purpose of this Supplementary Prospectus is to:

1. incorporate by reference:
2. 1. the consolidated annual report and audited accounts of SCPLC, its subsidiaries and subsidiary undertakings for the year ended 31 December 2022 (including the audit report thereon) (the "SCPLC Report") including, without limitation, the notices titled 'Important Notices' on pages 498 to 499 of the SCPLC Report;
   2. the audited annual accounts of SCB for the year ended 31 December 2022 (including the audit report thereon) (the "SCB Report");
   3. the announcement by SCPLC dated 9 November 2022 entitled "Standard Chartered PLC announces changes to its Board and Committees" (by which SCPLC announced, amongst other things, that Dr Linda Yueh was appointed as independent non-executive director of SCPLC with effect from 1 January 2023 and Jasmine Whitbread will be retiring as independent non-executive director, Chair of the Culture and Sustainability Committee and a member of the Remuneration and Governance and Nomination Committees of SCPLC with effect from the 2023 Annual General Meeting); and
   4. the announcement by SCPLC dated 30 December 2022 entitled "Standard Chartered PLC announces changes to its Committees" (by which SCPLC announced that Shirish Apte, independent non-executive director would succeed Christine Hodgson as Chair of the SCPLC Remuneration Committee and would also join its Governance and Nomination Committee, both with effect from 1 January 2023 and Christine Hodgson would be retiring as Chair of the Company's Remuneration Committee and as a member of its Governance and Nomination Committee with effect from 31 December 2023 and would be retiring from the Board on 31 January 2023) ((iii) and (iv) together, the "SCPLC Announcements"); and
3. update the no significant, and no material adverse, change statements of SCPLC and SCB in the Base Prospectus.

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2. New Documents Incorporated by Reference

The following documents, which have been (a) previously published and (b) filed with the FCA, are hereby incorporated in, and form part of, this Supplementary Prospectus:

1. the SCPLC Report;
2. the SCB Report; and
3. the SCPLC Announcements.

3. General Information

There has been no significant change in the financial performance or financial position of SCPLC and its subsidiaries since 31 December 2022, being the end of the last financial period for which financial information of SCPLC and its subsidiaries has been published (as set out in the SCPLC Report). There has been no material adverse change in the prospects of SCPLC and its subsidiaries since 31 December 2022, being the date of its last published audited financial statements.

There has been no significant change in the financial performance or financial position of SCB and its subsidiaries since 31 December 2022, being the end of the last financial period for which financial information of SCB and its subsidiaries has been published (as set out in the SCB Report). There has been no material adverse change in the prospects of SCB and its subsidiaries since 31 December 2022, being the date of its last published audited financial statements.

4. General

Copies of the documents incorporated by reference in this Supplementary Prospectus may be obtained (without charge) from the website of the Regulatory News Service operated by the London Stock Exchange at: http://www.londonstockexchange.com/exchange/news/market-news/market-news-home.htmland are available, during usual business hours on any weekday (Saturdays, Sundays and public holidays excepted), for inspection at the registered office of the Issuers and at the office of the Issuing and Paying Agent, as set out in the Base Prospectus. This Supplementary Prospectus and copies of the documents incorporated by reference in this Supplementary Prospectus will be available for so long as any Notes are outstanding under the Programme at the website of SCPLC at: https://www.sc.com/en/investors/.

To the extent that any document or information incorporated by reference in this Supplementary Prospectus itself incorporates any document or information by reference, either expressly or impliedly, such document or information will not form part of this Supplementary Prospectus for the purposes of the UK Prospectus Regulation, except where such document or information is stated within this Supplementary Prospectus as specifically being incorporated by reference or where this Supplementary Prospectus is specifically defined as including such information. The websites which are referred to in the documents which are incorporated by reference into this Supplementary Prospectus do not form part of this Supplementary Prospectus for the purposes of the UK Prospectus Regulation.

To the extent that there is any inconsistency between: (a) any statement in this Supplementary Prospectus or any statement incorporated by reference into this Supplementary Prospectus; and (b) any other statement in or incorporated by reference into the Base Prospectus as supplemented by the supplementary prospectuses dated 29 July 2022 and 26 October 2022, the statements in (a) above will prevail.

Save as disclosed in this Supplementary Prospectus and the supplementary prospectuses dated 29 July 2022 and 26 October 2022, there has been no other significant new factor, material mistake or material inaccuracy relating to information included in the Base Prospectus since the publication of the Base Prospectus.