Financials Sundaram Finance Limited

Equities

SUNDARMFIN

INE660A01013

Consumer Lending

Market Closed - NSE India S.E. 07:43:49 2024-04-26 am EDT 5-day change 1st Jan Change
4,794 INR +0.18% Intraday chart for Sundaram Finance Limited +4.22% +36.65%

Valuation

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 173,178 133,686 285,587 215,564 255,483 532,643 - -
Enterprise Value (EV) 1 173,178 133,686 285,587 215,564 255,483 532,643 532,643 532,643
P/E ratio 15.4 x 18.5 x 35.3 x 23.9 x 23.5 x 40.9 x 33.2 x 28.3 x
Yield 1.12% 1.08% 0.7% 1.03% 1.17% 0.56% 0.62% 0.69%
Capitalization / Revenue 10.6 x 7.55 x 14.9 x 9.93 x 11.3 x 18.9 x 15.5 x 13.1 x
EV / Revenue 10.6 x 7.55 x 14.9 x 9.93 x 11.3 x 18.9 x 15.5 x 13.1 x
EV / EBITDA 6,386,185 x 4,326,221 x - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 3.43 x 2.41 x 4.62 x 3.13 x 3.3 x 6.27 x 5.48 x 4.78 x
Nbr of stocks (in thousands) 111,104 111,104 111,104 111,104 111,104 111,104 - -
Reference price 2 1,559 1,203 2,570 1,940 2,300 4,794 4,794 4,794
Announcement Date 5/30/19 5/29/20 5/28/21 5/25/22 5/26/23 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 16,351 17,701 19,230 21,699 22,694 28,241 34,434 40,520
EBITDA 27,118 30,901 - - - - - -
EBIT 1 10,026 12,315 13,724 14,954 15,542 18,766 23,375 27,545
Operating Margin 61.32% 69.57% 71.37% 68.92% 68.49% 66.45% 67.88% 67.98%
Earnings before Tax (EBT) 1 14,877 9,451 10,563 11,769 14,200 16,956 20,934 24,479
Net income 1 11,263 7,239 8,090 9,034 10,883 13,021 16,064 18,789
Net margin 68.88% 40.9% 42.07% 41.63% 47.96% 46.11% 46.65% 46.37%
EPS 2 101.4 65.16 72.82 81.31 97.95 117.3 144.5 169.1
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 17.50 13.00 18.00 20.00 27.00 26.75 29.58 32.92
Announcement Date 5/30/19 5/29/20 5/28/21 5/25/22 5/26/23 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 5,378 4,826 4,916 6,084 5,410 - 4,086 - 5,515 - 4,469 - - -
EBITDA - - - - - - - - - - - - - -
EBIT 1 3,898 3,688 3,383 4,437 3,638 3,495 3,498 4,263 3,564 4,217 4,287 4,569 4,573 4,676
Operating Margin 72.49% 76.42% 68.82% 72.93% 67.24% - 85.61% - 64.62% - 95.92% - - -
Earnings before Tax (EBT) 3,202 2,633 2,531 2,785 2,674 3,779 2,968 3,991 3,191 - - 4,270 3,951 5,005
Net income 1 2,422 2,092 1,916 2,106 2,024 2,988 2,257 3,035 2,427 3,164 2,813 3,030 3,078 3,370
Net margin 45.03% 43.34% 38.97% 34.62% 37.41% - 55.25% - 44% - 62.94% - - -
EPS 21.80 18.83 17.24 18.96 18.22 26.89 20.32 27.32 21.84 - - 29.60 27.40 34.70
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 2/5/21 5/28/21 8/9/21 11/8/21 2/7/22 5/25/22 8/8/22 11/7/22 2/6/23 5/26/23 8/11/23 - - -
1INR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 24.5% 13.7% 13.8% 13.8% 14.9% 15.8% 16.7% 17.1%
ROA (Net income/ Total Assets) 3.99% 2.26% 2.37% 2.57% 2.85% 2.83% 2.85% 2.81%
Assets 1 282,297 320,344 341,862 351,037 381,729 460,930 563,654 667,640
Book Value Per Share 2 454.0 499.0 556.0 620.0 696.0 765.0 874.0 1,003
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 5/30/19 5/29/20 5/28/21 5/25/22 5/26/23 - - -
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

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