Financials Synovus Financial Corp.

Equities

SNV

US87161C5013

Banks

Market Closed - Nyse 04:00:01 2024-04-26 pm EDT 5-day change 1st Jan Change
36.85 USD +0.71% Intraday chart for Synovus Financial Corp. +5.56% -2.12%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 5,745 4,784 6,966 5,462 5,506 5,396 - -
Enterprise Value (EV) 1 5,745 4,784 6,966 5,462 5,506 5,396 5,396 5,396
P/E ratio 11.3 x 14.1 x 9.77 x 7.59 x 10.9 x 9.95 x 8.43 x 7.59 x
Yield 3.06% 4.08% 2.76% 3.62% 4.04% 4.12% 4.33% 4.53%
Capitalization / Revenue 2.94 x 2.37 x 3.51 x 2.48 x 2.48 x 2.46 x 2.32 x 2.19 x
EV / Revenue 2.94 x 2.37 x 3.51 x 2.48 x 2.48 x 2.46 x 2.32 x 2.19 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.31 x 1.04 x 1.46 x 1.39 x 1.21 x 1.11 x 1 x 0.87 x
Nbr of stocks (in thousands) 146,545 147,806 145,511 145,458 146,242 146,418 - -
Reference price 2 39.20 32.37 47.87 37.55 37.65 36.85 36.85 36.85
Announcement Date 1/24/20 1/26/21 1/20/22 1/18/23 1/17/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,952 2,019 1,983 2,206 2,221 2,195 2,323 2,459
EBITDA - - - - - - - -
EBIT 1 939.9 858.1 907 1,058 1,020 962.7 1,043 -
Operating Margin 48.16% 42.5% 45.74% 47.96% 45.92% 43.86% 44.89% -
Earnings before Tax (EBT) 1 765 484.7 989.4 964.2 696.2 738.4 853.9 853.5
Net income 1 540.9 340.5 727.3 724.7 507.8 540.3 633.1 692.4
Net margin 27.71% 16.86% 36.68% 32.85% 22.86% 24.62% 27.25% 28.16%
EPS 2 3.470 2.300 4.900 4.950 3.460 3.703 4.369 4.854
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.200 1.320 1.320 1.360 1.520 1.520 1.594 1.670
Announcement Date 1/24/20 1/26/21 1/20/22 1/18/23 1/17/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 499.9 509.4 497.6 522.7 582.2 603.8 613.9 567.8 550.3 488.7 537.7 540 553.3 562.2 559.4
EBITDA - - - - - - - - - - - - - - -
EBIT 1 235.1 225.8 222.4 245.3 292.3 298.2 295 266.7 246.6 211.5 217.8 234.5 245.6 255.6 247.7
Operating Margin 47.03% 44.33% 44.69% 46.94% 50.2% 49.38% 48.06% 46.96% 44.8% 43.28% 40.51% 43.42% 44.39% 45.47% 44.28%
Earnings before Tax (EBT) 1 240.7 269.4 213.7 227.9 262.6 259.9 259.9 221.7 124.2 90.35 161 186.6 198.3 206.1 197
Net income 1 178.5 192.1 162.7 169.8 194.8 197.5 193.9 165.8 87.42 60.64 114.8 135.9 144.5 150.2 144.7
Net margin 35.71% 37.71% 32.71% 32.48% 33.45% 32.71% 31.58% 29.2% 15.89% 12.41% 21.35% 25.16% 26.11% 26.72% 25.87%
EPS 2 1.210 1.310 1.110 1.160 1.330 1.350 1.320 1.130 0.6000 0.4100 0.7800 0.9238 0.9740 1.023 0.9898
Dividend per Share 2 0.3300 0.3300 0.3400 0.3400 0.3400 0.3400 0.3800 0.3800 0.3800 0.3800 0.3846 0.3800 0.3800 0.3800 0.4012
Announcement Date 10/19/21 1/20/22 4/21/22 7/21/22 10/20/22 1/18/23 4/19/23 7/19/23 10/18/23 1/17/24 4/17/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 12.3% 7.51% 15.7% 16.6% 12.6% 11.8% 12.7% 12.5%
ROA (Net income/ Total Assets) 1.2% 0.75% 1.39% 1.22% 1.01% 0.96% 1.05% 1.13%
Assets 1 45,075 45,404 52,324 59,374 50,213 56,348 60,124 61,276
Book Value Per Share 2 29.90 31.20 32.80 27.10 31.20 33.10 36.70 42.30
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/24/20 1/26/21 1/20/22 1/18/23 1/17/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
36.85 USD
Average target price
40.94 USD
Spread / Average Target
+11.09%
Consensus
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