Financials Traditions Bancorp, Inc.

Equities

TRBK

US89269L1026

Delayed OTC Markets 10:43:57 2024-04-30 am EDT 5-day change 1st Jan Change
17.31 USD +1.18% Intraday chart for Traditions Bancorp, Inc. +1.18% -10.76%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 52.72 62.26 55.44 68.54 52.14 53
Enterprise Value (EV) 1 81.51 80.22 37 25.54 82.38 74.94
P/E ratio 11.2 x 12 x 6.67 x 8.18 x 9.3 x 11 x
Yield - - - - 1.71% 1.65%
Capitalization / Revenue 2.58 x 2.69 x 1.82 x 2.01 x 1.64 x 1.7 x
EV / Revenue 3.99 x 3.47 x 1.22 x 0.75 x 2.59 x 2.4 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.05 x 1.09 x 0.83 x 0.95 x 0.91 x 0.83 x
Nbr of stocks (in thousands) 3,101 3,113 3,124 3,137 2,788 2,732
Reference price 2 17.00 20.00 17.75 21.85 18.70 19.40
Announcement Date 3/8/19 3/27/20 2/19/21 3/17/22 3/22/23 2/23/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 20.44 23.12 30.38 34.08 31.77 31.17
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 5.819 6.398 10.43 10.25 7.04 6.064
Net income 1 4.728 5.217 8.368 8.211 5.746 4.929
Net margin 23.13% 22.56% 27.54% 24.09% 18.09% 15.81%
EPS 2 1.518 1.660 2.660 2.670 2.010 1.770
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - 0.3200 0.3200
Announcement Date 3/8/19 3/27/20 2/19/21 3/17/22 3/22/23 2/23/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 28.8 18 - - 30.2 21.9
Net Cash position 1 - - 18.4 43 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 9.91% 9.75% 13.5% 12.5% 9.41% 8.16%
ROA (Net income/ Total Assets) 1.02% 1.02% 1.41% 1.18% 0.75% 0.61%
Assets 1 462.1 512.7 591.5 694.8 763 808.6
Book Value Per Share 2 16.10 18.30 21.30 22.90 20.40 23.30
Cash Flow per Share 2 1.990 1.600 6.150 15.70 2.820 4.730
Capex 1 2.08 0.29 0.74 0.95 0.23 1.1
Capex / Sales 10.18% 1.24% 2.45% 2.79% 0.74% 3.52%
Announcement Date 3/8/19 3/27/20 2/19/21 3/17/22 3/22/23 2/23/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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