Item 2.02.Results of Operations and Financial Condition
On July 21, 2021, Triumph Bancorp, Inc. (the "Company") issued a press release
that announced its 2021 second quarter earnings. A copy of the press release is
attached hereto as Exhibit 99.1 and incorporated by reference herein. This press
release includes certain non-GAAP financial measures. A reconciliation of those
measures to the most directly comparable GAAP measures is included as a table in
the press release. The information in this Item 2.02, including Exhibit 99.1,
shall be considered furnished for purposes of the Securities Exchange Act of
1934, as amended (the "Exchange Act"), and shall not be deemed "filed" for any
purpose.
Item 7.01.Regulation FD Disclosure
In addition, this Form 8-K includes a copy of the Company's presentation to
analysts and investors for its quarter ended June 30, 2021, which is attached
hereto as Exhibit 99.2. The information in this Item 7.01, including Exhibit
99.2, shall be considered furnished for purposes of the Exchange Act and shall
not be deemed "filed" for any purpose.
Forward-Looking Statements
This Current Report on Form 8-K contains forward-looking statements. Any
statements about our expectations, beliefs, plans, predictions, forecasts,
objectives, assumptions or future events or performance are not historical facts
and may be forward-looking. You can identify forward-looking statements by the
use of forward-looking terminology such as "believes," "expects," "could,"
"may," "will," "should," "seeks," "likely," "intends," "plans," "pro forma,"
"projects," "estimates" or "anticipates" or the negative of these words and
phrases or similar words or phrases that are predictions of or indicate future
events or trends and that do not relate solely to historical matters. You can
also identify forward-looking statements by discussions of strategy, plans or
intentions. Forward-looking statements involve numerous risks and uncertainties
and you should not rely on them as predictions of future events. Forward-looking
statements depend on assumptions, data or methods that may be incorrect or
imprecise and we may not be able to realize them. We do not guarantee that the
transactions and events described will happen as described (or that they will
happen at all). The following factors, among others, could cause actual results
and future events to differ materially from those set forth or contemplated in
the forward-looking statements: business and economic conditions generally and
in the bank and non-bank financial services industries, nationally and within
our local market areas; the impact of COVID-19 on our business, including the
impact of the actions taken by governmental authorities to try and contain the
virus or address the impact of the virus on the United States economy
(including, without limitation, the CARES Act), and the resulting effect of all
of such items on our operations, liquidity and capital position, and on the
financial condition of our borrowers and other customers; our ability to
mitigate our risk exposures; our ability to maintain our historical earnings
trends; changes in management personnel; interest rate risk; concentration of
our products and services in the transportation industry; credit risk associated
with our loan portfolio; lack of seasoning in our loan portfolio; deteriorating
asset quality and higher loan charge-offs; time and effort necessary to resolve
nonperforming assets; inaccuracy of the assumptions and estimates we make in
establishing reserves for probable loan losses and other estimates; risks
related to the integration of acquired businesses, including our acquisition of
HubTran Inc. and developments related to our acquisition of Transport Financial
Solutions and the related over-formula advances, and any future acquisitions;
our ability to successfully identify and address the risks associated with our
possible future acquisitions, and the risks that our prior and possible future
acquisitions make it more difficult for investors to evaluate our business,
financial condition and results of operations, and impairs our ability to
accurately forecast our future performance; lack of liquidity; fluctuations in
the fair value and liquidity of the securities we hold for sale; impairment of
investment securities, goodwill, other intangible assets or deferred tax assets;
our risk management strategies; environmental liability associated with our
lending activities; increased competition in the bank and non-bank financial
services industries, nationally, regionally or locally, which may adversely
affect pricing and terms; the accuracy of our financial statements and related
disclosures; material weaknesses in our internal control over financial
reporting; system failures or failures to prevent breaches of our network
security; the institution and outcome of litigation and other legal proceedings
against us or to which we become subject; changes in carry-forwards of net
operating losses; changes in federal tax law or policy; the impact of recent and
future legislative and regulatory changes, including changes in banking,
securities and tax laws and regulations, such as the Dodd-Frank Wall Street
Reform and Consumer Protection Act (the "Dodd-Frank Act") and their application
by our regulators; governmental monetary and fiscal policies; changes in the
scope and cost of FDIC, insurance and other coverages; failure to receive
regulatory approval for future acquisitions; and increases in our capital
requirements.
While forward-looking statements reflect our good-faith beliefs, they are not
guarantees of future performance. All forward-looking statements are necessarily
only estimates of future results. Accordingly, actual results may differ
materially from those expressed in or contemplated by the particular
forward-looking statement, and, therefore, you are cautioned not to

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place undue reliance on such statements. Further, any forward-looking statement
speaks only as of the date on which it is made, and we undertake no obligation
to update any forward-looking statement to reflect events or circumstances after
the date on which the statement is made or to reflect the occurrence of
unanticipated events or circumstances, except as required by applicable law. For
a discussion of such risks and uncertainties, which could cause actual results
to differ from those contained in the forward-looking statements, see "Risk
Factors" and the forward-looking statement disclosure contained in Triumph's
Annual Report on Form 10-K, filed with the Securities and Exchange Commission
("SEC") on February 12, 2021.
Item 9.01.Financial Statements and Exhibits
(d)Exhibits.
Exhibit         Description
99.1              Press release, dated     July     21, 2021
99.2              Triumph Bancorp, Inc. Investor Presentation
104             Cover Page Interactive Data File (embedded within the Inline XBRL document)

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