Financials United Finance Limited

Equities

UNITEDFIN

BD0113ULC009

Corporate Financial Services

End-of-day quote Dhaka S.E. 06:00:00 2024-04-24 pm EDT 5-day change 1st Jan Change
11.3 BDT +7.62% Intraday chart for United Finance Limited -1.74% -28.48%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 4,241 3,331 3,237 3,312 3,948 2,956
Enterprise Value (EV) 1 2,627 2,631 2,341 3,058 4,107 5,408
P/E ratio 16.6 x 12 x 13.2 x 15.7 x 17.8 x 20.7 x
Yield 4.2% 5.62% 5.78% 5.65% 4.74% 3.16%
Capitalization / Revenue 5.31 x 3.61 x 3.64 x 4.44 x 5 x 3.7 x
EV / Revenue 3.29 x 2.85 x 2.63 x 4.1 x 5.2 x 6.77 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.4 x 1.07 x 1.02 x 1.03 x 1.22 x 0.93 x
Nbr of stocks (in thousands) 187,115 187,115 187,115 187,115 187,115 187,115
Reference price 2 22.67 17.80 17.30 17.70 21.10 15.80
Announcement Date 4/4/18 4/9/19 7/6/20 4/13/21 4/26/22 5/3/23
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 798.5 921.8 890.2 746.5 790 798.7
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 408.4 473.3 385.3 271.5 259.6 162
Net income 1 256.2 276.8 244.7 211.2 222.2 142.5
Net margin 32.09% 30.02% 27.49% 28.3% 28.13% 17.85%
EPS 2 1.369 1.479 1.308 1.129 1.188 0.7618
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.9524 1.000 1.000 1.000 1.000 0.5000
Announcement Date 4/4/18 4/9/19 7/6/20 4/13/21 4/26/22 5/3/23
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - 159 2,452
Net Cash position 1 1,614 700 896 254 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 8.6% 9.01% 7.77% 6.62% 6.9% 4.43%
ROA (Net income/ Total Assets) 1.15% 1.15% 1.07% 0.98% 0.94% 0.54%
Assets 1 22,311 24,010 22,903 21,645 23,711 26,523
Book Value Per Share 2 16.10 16.70 17.00 17.10 17.30 17.10
Cash Flow per Share 2 21.90 17.80 20.40 14.80 28.80 17.80
Capex 1 234 41.8 39.6 52.9 49.2 82.3
Capex / Sales 29.36% 4.53% 4.45% 7.09% 6.23% 10.3%
Announcement Date 4/4/18 4/9/19 7/6/20 4/13/21 4/26/22 5/3/23
1BDT in Million2BDT
Estimates
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