UNITY BANK : EARNINGS FORECAST

	UNITY BANK PLC
	PRESENTATION OF Q3 2022 FORECAST
	PROJECTED STATEMENT OF PROFIT OR LOSS
		Q3-2022
		₦
	Gross Earnings	12,667,265,396
	Interest Income	9,909,915,166
	Interest Expense	(6,221,180,675)
	Net Revenue From Funds	3,688,734,491
	Other Income	2,757,350,229
	Impairment for Credit Loss	(1,590,024,140)
	Net operating income	4,856,060,580
	Operating Expenses	(4,112,665,983)
	Pre Tax profit	743,394,597
	Provision For Taxation	(63,188,541)
	Profit After Tax	680,206,056
	PROJECTED STATEMENT OF CASH FLOWS
		₦
	Net cash provided by operating activities	(41,119,793,944)
	Net cash flow provided by/(used) in investing activities	(214,200,000,000)
	Net cash flow from operating and investing activities	(255,319,793,944)
	Net cash used in financing activities	256,000,000,000
	Net increase in cash and cash equivalents	680,206,056
	Cash and cash equivalents, beginning of period	110,714,802,687
	Cash and cash equivalents, end of period	111,395,008,743
Unity Bank plc
RC. 94 524
Unity Bank Corporate Head Office, Plot 42, Ahmed Onibudo Street
Victoria Island, Lagos.
T: [phone] [phone]-30	www.unitybankng.com

Aminu Babangida (Chairman), Oluwafunsho Obasanjo (Director), Sam N. Okagbue (Independent Director), Yabawa Lawan Wabi (Director), Hafiz Mohammed Bashir (Director) Tomi Somefun (Managing Director/CEO), Temisan Tuedor (Executive Director), Ebenezer A. Kolawole, (Executive Director), Usman Abdulqadir (Executive Director)