Stock UVSP UNIVEST FINANCIAL CORPORATION
Add to a list
To use this feature you must be a member
Log inSign up

Financials Univest Financial Corporation

Equities

UVSP

US9152711001

Banks

Market Closed - Nasdaq
Other stock markets
 04:00:00 2024-04-26 pm EDT 		5-day change 1st Jan Change
21.23 USD +3.31% Intraday chart for Univest Financial Corporation +9.21% -3.63%
Apr. 25 Transcript : Univest Financial Corporation, Q1 2024 Earnings Call, Apr 25, 2024
Apr. 24 Univest Financial Corporation Reports Net Loan and Lease Charge-Offs for the Three Months Ended March 31, 2024 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 785.4 602.3 881.1 764.1 650.1 626.9 -
Enterprise Value (EV) 1 785.4 602.3 881.1 764.1 650.1 626.9 626.9
P/E ratio 12 x 12.9 x 9.62 x 9.9 x 9.14 x 10.2 x 10.6 x
Yield 2.99% 2.92% 2.67% 3.18% 3.81% 3.96% 4.11%
Capitalization / Revenue 3.35 x 2.38 x 3.24 x 2.58 x 2.19 x 2.12 x 2.06 x
EV / Revenue 3.35 x 2.38 x 3.24 x 2.58 x 2.19 x 2.12 x 2.06 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.16 x 0.87 x 1.14 x 0.98 x 0.77 x 0.71 x 0.67 x
Nbr of stocks (in thousands) 29,327 29,267 29,449 29,242 29,508 29,529 -
Reference price 2 26.78 20.58 29.92 26.13 22.03 21.23 21.23
Announcement Date 1/22/20 1/27/21 1/26/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 234.7 252.7 271.6 296.2 296.8 295.2 305
EBITDA - - - - - - -
EBIT 1 88.34 97.69 104.2 109.6 99.46 90.6 98.6
Operating Margin 37.65% 38.66% 38.36% 37% 33.51% 30.69% 32.33%
Earnings before Tax (EBT) 1 80.05 56.9 114.3 97.21 88.69 75.35 74
Net income 1 65.72 46.92 91.8 78.12 71.1 60.95 58.69
Net margin 28.01% 18.57% 33.8% 26.38% 23.96% 20.65% 19.24%
EPS 2 2.240 1.600 3.110 2.640 2.410 2.080 2.007
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.8000 0.6000 0.8000 0.8300 0.8400 0.8400 0.8733
Announcement Date 1/22/20 1/27/21 1/26/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 69.24 66.72 67.13 70.47 76.21 82.37 79 74.16 72.28 71.38 77.06 72 74.3 74.9 76.25
EBITDA - - - - - - - - - - - - - - -
EBIT 1 25.99 23.38 21.72 23.6 29.54 35.23 - 25.69 23.29 22.33 26.99 21 22.8 22.9 25.3
Operating Margin 37.54% 35.05% 32.35% 33.48% 38.77% 42.77% - 34.65% 32.23% 31.29% 35.02% 29.17% 30.69% 30.57% 33.18%
Earnings before Tax (EBT) 1 26.17 21.99 25.17 16.42 25.99 29.63 26.08 20.94 21.27 20.4 25.56 18.4 18.05 17.5 18.64
Net income 1 20.91 17.41 20.32 13.17 20.8 23.84 21.03 16.8 17.02 16.25 20.3 14.5 14.25 13.8 14.76
Net margin 30.2% 26.1% 30.27% 18.68% 27.29% 28.94% 26.63% 22.65% 23.54% 22.77% 26.35% 20.14% 19.18% 18.42% 19.35%
EPS 2 0.7100 0.5900 0.6800 0.4500 0.7100 0.8100 0.7100 0.5700 0.5800 0.5500 0.6900 0.4950 0.4900 0.4750 0.5033
Dividend per Share 2 0.2000 0.2000 0.2000 0.2100 0.2100 0.2100 0.2100 0.2100 0.2100 0.2100 0.2133 0.2100 0.2100 0.2100 0.2167
Announcement Date 10/27/21 1/26/22 4/27/22 7/27/22 10/26/22 1/25/23 4/26/23 7/26/23 10/25/23 1/24/24 4/24/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 10.1% 7.02% 12.5% 10.1% 8.97% 7.95% 7.13%
ROA (Net income/ Total Assets) 1.26% 0.78% 1.38% 1.13% 0.96% 0.76% 0.72%
Assets 1 5,216 6,015 6,652 6,913 7,407 8,020 8,189
Book Value Per Share 2 23.00 23.60 26.20 26.50 28.40 30.00 31.60
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/22/20 1/27/21 1/26/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Univest Financial Corporation

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
3
Last Close Price
21.23 USD
Average target price
21.67 USD
Spread / Average Target
+2.06%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Commercial Banks

1st Jan change Capi.
UNIVEST FINANCIAL CORPORATION Stock Univest Financial Corporation
-3.63% 627M
AGRICULTURAL BANK OF CHINA LIMITED Stock Agricultural Bank of China Limited
+16.61% 210B
PT BANK CENTRAL ASIA TBK Stock PT Bank Central Asia Tbk
+2.39% 73.14B
ANZ GROUP HOLDINGS LIMITED Stock ANZ Group Holdings Limited
+7.99% 54.82B
CRÉDIT AGRICOLE S.A. Stock Crédit Agricole S.A.
+13.25% 47B
INDUSTRIAL BANK CO., LTD. Stock Industrial Bank Co., Ltd.
+1.36% 47.1B
CHINA CITIC BANK CO., LTD. Stock China CITIC Bank Co., Ltd.
+19.29% 44.81B
JAPAN POST BANK CO., LTD. Stock JAPAN POST BANK Co., Ltd.
+10.93% 36.6B
QATAR NATIONAL BANK (Q.P.S.C.) Stock Qatar National Bank (Q.P.S.C.)
-16.21% 35.14B
INVEST BANK Stock Invest bank
-96.60% 32.24B
Commercial Banks
  1. Stock Market
  2. Equities
  3. UVSP Stock
  4. Financials Univest Financial Corporation