Financials Village Bank and Trust Financial Corp.

Equities

VBFC

US92705T2006

Banks

Delayed Nasdaq 04:30:00 2024-04-24 pm EDT 5-day change 1st Jan Change
42.35 USD +0.41% Intraday chart for Village Bank and Trust Financial Corp. +1.83% +6.25%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 43.67 53.93 50.42 85.24 76.75 59.19
Enterprise Value (EV) 1 59.45 83.66 65.32 8.029 95.86 102
P/E ratio 14.9 x 12 x 5.87 x 6.82 x 9.25 x 30.9 x
Yield - - - 0.24% 1.12% 1.66%
Capitalization / Revenue 1.87 x 2.08 x 1.54 x 2.22 x 2.35 x 2.35 x
EV / Revenue 2.55 x 3.23 x 2 x 0.21 x 2.94 x 4.05 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.18 x 1.26 x 0.97 x 1.34 x 1.26 x 0.88 x
Nbr of stocks (in thousands) 1,434 1,453 1,466 1,473 1,476 1,485
Reference price 2 30.45 37.11 34.39 57.85 52.00 39.86
Announcement Date 3/29/19 3/16/20 3/19/21 3/25/22 3/20/23 3/22/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 23.3 25.91 32.69 38.34 32.61 25.2
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 3.73 5.641 11.04 15.87 10.3 2.165
Net income 1 3.037 4.477 8.554 12.45 8.305 1.918
Net margin 13.04% 17.28% 26.17% 32.48% 25.47% 7.61%
EPS 2 2.040 3.098 5.860 8.480 5.620 1.290
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - 0.1400 0.5800 0.6600
Announcement Date 3/29/19 3/16/20 3/19/21 3/25/22 3/20/23 3/22/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 15.8 29.7 14.9 - 19.1 42.8
Net Cash position 1 - - - 77.2 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.94% 11.2% 18% 21.6% 13.3% 2.98%
ROA (Net income/ Total Assets) 0.61% 0.85% 1.37% 1.71% 1.13% 0.26%
Assets 1 496 527.6 623.3 727.4 735.9 730.1
Book Value Per Share 2 25.90 29.50 35.50 43.00 41.20 45.30
Cash Flow per Share 2 13.60 13.70 29.60 62.90 11.20 11.90
Capex 1 0.2 0.23 0.33 0.64 0.47 0.62
Capex / Sales 0.85% 0.87% 1.01% 1.66% 1.45% 2.44%
Announcement Date 3/29/19 3/16/20 3/19/21 3/25/22 3/20/23 3/22/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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