VSB Bancorp, Inc. announced unaudited consolidated earnings results for the third quarter and nine months ended September 30, 2017. For the quarter, the company reported total interest income of $3,066,489 compared to $2,742,572 a year ago. Net interest income was $2,832,318 compared to $2,510,441 a year ago. Net rental income was $15,972 compared to $13,112 a year ago. Income before income taxes was $1,114,097 compared to $872,525 a year ago. Net income was $724,213 or $0.40 per basic and diluted share compared to $567,167 or $0.32 per basic and diluted share a year ago. Book value per common share increased from $17.84 at year end 2015 to $16.58 at September 30, 2017. The $157,046 increase in net income was due to an increase in net interest income of $321,877 and a decrease in the provision for loan loss of $30,000. The increase in net income was partially offset by a $76,679 increase in non-interest expense $84,526 increase in the provision for income taxes, due to the increase in pre-tax income, and a decrease in non-interest income of $33,626. The $321,877 increase in net interest income for the third quarter of 2017 occurred primarily because interest income increased by $323,917. For the nine months, the company reported total interest income of $9,208,823 compared to $8,040,211 a year ago. Net interest income was $8,514,147 compared to $7,337,758 a year ago. Net rental income was $44,789 compared to $51,141 a year ago. Income before income taxes was $3,440,993 compared to $2,578,243 a year ago. Net income was $2,236,586 or $1.25 per basic and diluted share compared to $1,675,831 or $0.96 per basic and diluted share a year ago.