Zenkoku Hosho Co.,Ltd. Reports Non-Consolidated Earnings Results for the Nine Months Ended December 31, 2019; Provides Non-Consolidated Earnings Guidance for the Fiscal Year Ending March 31, 2020
February 04, 2020
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Zenkoku Hosho Co.,Ltd. reported non-consolidated earnings results for the nine months ended December 31, 2019. For the period, the company reported total operating revenues of JPY 26,581 million compared to JPY 24,568 million a year ago. Operating income was JPY 19,376 million compared to JPY 18,252 million a year ago. Net income was JPY 14,029 million or JPY 203.97 per share, compared to JPY 12,924 million or JPY 187.93 per basic share, a year ago. Net income per share after full dilution was JPY 203.86 against JPY 187.84 a year ago.
The company provided non-consolidated earnings guidance for the fiscal year ending March 31, 2020. For the period, the company is forecasting its operating revenues of JPY 44,700 million, operating income of JPY 35,100 million, and net income of JPY 24,950 million or JPY 362.78 per share.
ZENKOKU HOSHO Co., Ltd. is mainly engaged in the operation of credit guarantee business. The Companyâs guarantee products comprise three categories. The housing loan guarantees are its core products, which can meet the diverse needs of customers, such as housing acquisition funds and refinancing funds, and renovation funds and others. It acquires guarantee fees from guarantee requesters through the classification by collateral valuation and other requirements such as annual income and years of service. Education loan guarantee products guarantee the borrowings of education funds, which deal with term loans, overdraft and other formats. About the use of funds, it deals with tuition fees, exam costs and others. The apartment loan guarantee products guarantee the borrowings of construction costs of rental housing.
Zenkoku Hosho Co.,Ltd. Reports Non-Consolidated Earnings Results for the Nine Months Ended December 31, 2019; Provides Non-Consolidated Earnings Guidance for the Fiscal Year Ending March 31, 2020
ZENKOKU HOSHO CO.,LTD. 
