Zions Bancorporation N A : 2023 Annual Report Officers & Directors

BOARD OF DIRECTORS

Harris H. Simmons

Chairman and Chief

Executive Officer

Zions Bancorporation

Maria Contreras-Sweet

Managing Member

Contreras Sweet Companies

Rockway Equity Partners

Gary L. Crittenden

Private Investor

Suren K. Gupta

President

Allstate Protection and

Enterprise Services

Claire A. Huang

Former Chief Marketing Officer

J.P. Morgan Chase and Company

Vivian S. Lee

Executive Fellow

Harvard Business School

Scott J. McLean

President and Chief

Operating Officer

Zions Bancorporation

Edward F. Murphy

Former Chief Financial Officer

Federal Reserve Bank of New York

Stephen D. Quinn

Former Managing Director and General Partner

Goldman, Sachs & Co.

Aaron B. Skonnard

Chief Executive Officer

Pluralsight, Inc.

Barbara A. Yastine

Former Chair, President and

Chief Executive Officer

Ally Bank

CORPORATE OFFICERS

Harris H. Simmons

Chairman and Chief

Executive Officer

Scott J. McLean

President and Chief

Operating Officer

EXECUTIVE

VICE PRESIDENTS

Bruce K. Alexander

CEO, Vectra Bank Colorado

Paul E. Burdiss

CEO, Zions Bank

Kenneth J. Collins

Enterprise Program Management

Eric Ellingsen

CEO, California Bank & Trust

Alan M. Forney

CEO, The Commerce Bank

of Washington

Olga T. Hoff

Retail Banking

Christopher Kyriakakis

Chief Risk Officer

Scott A. Law

Chief Human Resources Officer

Rena Miller

General Counsel

R. Ryan Richards

Chief Financial Officer

Rebecca K. Robinson

Wealth Management

Terry A. Shirey

CEO, Nevada State Bank

Jennifer A. Smith

Chief Technology and

Operations Officer

Steven D. Stephens

CEO, Amegy Bank

Derek Steward

Chief Credit Officer

Randy R. Stewart

Mortgage Lending

EXECUTIVE

VICE PRESIDENTS (CONTINUED)

Lincoln Taylor

Chief Audit Executive

Mark Young

CEO, National Bank of Arizona

SENIOR VICE PRESIDENTS

Jason D. Arbuckle

Controller

Shannon R. Drage

Financial Planning & Analysis

Jacob C. Heugly

Fee Income Strategies

Jennifer Jolley Johnston

Special Projects

Alvin Lee

Corporate Development

Michael W. MacDonald

Capital Markets

R. Eric Meschen

Chief Credit Examiner

Zachary S. Price

Financial Operations &

Transformation

J. Brandon Thomas

Chief Data Officer

John J. Tipton

Enterprise Initiatives

Michael J. Tonkin

Supply Chain Management

Matthew L. Tyler

Treasurer

Thomas Yu

Strategic Initiatives

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Houston | Dallas-Fort Worth and Central Texas

ADVISORY BOARD

Walter E. Johnson

Senior Chairman

Amegy Bank

Houston, Texas

Willie J. Alexander

President

W.J. Alexander & Associates, PC Houston, Texas

Les Allison

President

Allison Interest, LLC

Houston, Texas

Angela Blanchard

Emeritus

BakerRipley

Houston, Texas

Ernest D. Cockrell II

Managing Director

Pinto Realty Advisors

Houston, Texas

Anthony Deluca

Partner

SCF Partners

Houston, Texas

Irma Diaz-Gonzalez

President & Chief Executive Officer

Employment & Training Centers, Inc.

Houston, Texas

J. David Heaney

Chairman

Heaney Rosenthal, Inc

Houston, Texas

Paul Hobby

Founder & Managing Partner

Genesis-Park l GP Capital

Houston, Texas

Barry M. Lewis

President

Goldeneye, Inc.

Houston, Texas

Fred R. Lummis

Chairman & Chief Executive Officer

Platform Partners, LLC

Houston, Texas

Lilyanne H. McClean

Senior VP, Global Public Policy

Fuel Cell Energy

Houston, Texas

ADVISORY BOARD (CONTINUED)

Scott J. McLean

President and

Chief Operating Officer

Zions Bancorporation

Salt Lake City, Utah

D. Cal McNair

Chairman & CEO

Houston Texans

Houston, Texas

Andres Palandjoglou

President

Rio Largo, Inc.

Houston, Texas

Christopher J. Pappas

Chief Executive Officer

Pappas Restaurants, Inc.

Houston, Texas

Scott Plantowsky

Managing Partner

RSR Finance, LLC

Houston, Texas

Wilhelmina E. Robertson

President

Cockspur, Inc.

Houston, Texas

Keith Rubenstein

CEO

Texas Pipe and Supply

Houston, Texas

Harris H. Simmons

Chairman and

Chief Executive Officer

Zions Bancorporation

Salt Lake City, Utah

Stanley D. Stearns, Jr.

President and

Chief Executive Officer

Valco Instruments Company, Inc. Houston, Texas

Steven D. Stephens

Chief Executive Officer

Amegy Bank

Houston, Texas

Brad Tucker

President

Mustang CAT

Houston, Texas

Manuel Urquidi

Independent Consultant

Houston, Texas

CORPORATE OFFICERS

Walter E. Johnson

Senior Chairman

Steven D. Stephens

Chief Executive Officer

Laif Afseth

President,

Amegy Bank

David Stevenson

Regional President, Houston

William K. Wiginton

Market Executive

DFW Region

David P. McGee

Regional President,

Central Texas Region

April Bailey

President,

Central Texas Region

Carlos Munguia

Regional President

DFW Region

Brandon Bledsoe

Regional President,

Fort Worth Region

EXECUTIVE

VICE PRESIDENTS

April Bailey

Cody Biller

Charles A. Bowman III

Gerry "Scott" Collins

Nick Diaz

Michael Embry

Kelly Foreman

Natalie Garza

Ryan Hightower

Gary Justice

Diane Maben

Teresa Morales

Melissa Moncrief

Telisa Shead

Ken Smiley

Jevaughn Sterling

Craig Wessels

DISTRICTS

Central

Scott Anderson Frederick Brazelton Katy Caldwell William Campbell Scott Cone Carlos de Aldecoa Frances Castaneda Dyess Don Faust, Jr.

Brad Freels

Rochelle M. Jacobson Jim Janke

Thomas H. Kornegay Sherman "Trey" Lewis Van Martin Sharone Mayberry Ron Meyers

Gary Moss Jeremy Newsom

Tracy Glesby Northington Randy Norwood

Bruce Ross

Emily Rauch Stoller Tim Studdert Rami Touma Scott Valby Scott Wegmann James Wu

Dallas

Froswa' Booker-Drew

Robbie Briggs

Lucy Burns

Suzanne Charriere

Dr. Bradley Dean, DDS

Linda Evans

Carl Ewert

Greg Fuller

Richard Gussoni

Jim Hutcheson

Lee Jackson

Willis Johnson

Larry King

Steve Mansfield

Liz Minyard

Vin Perella

Shelle Sills

Dr. Michael Sorrell

Sheldon (Shelly) Stein

Chad Sterling

John Wallace

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San Diego, Irvine, Los Angeles, Oakland | California

CORPORATE OFFICERS

David E. Blackford

Chairman, Former President

and Chief Executive Officer

California Bank & Trust

Irvine, California

Eric Ellingsen

President and

Chief Executive Officer

California Bank & Trust

San Diego, California

EXECUTIVE

VICE PRESIDENTS

Aegea Lee

Ben Alvarado*

Deborah Boyd

Charles Bronaugh

Chikako Tyler*

Christopher Edmonds*

Daisy Stall

Frank Bonder*

Gary Green

Jill Bell*

Jeffrey Hill*

Jake Lehmkuhl*

Jason Cosso

Jathan Segur *

Jennifer Troyan *

Joe Lim

Lars Hens

Marisa Drury

Matthew Bullock

Newton Pham

Everett E. Orrick

Phillip Petrozzi

Richard Wessman

Robert Park

Robert Hulterstrom

Steven Stuckey*

Ursula St Geme

*Executive Management

Team Member

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Seattle | Washington

ADVISORY BOARD

Stanley D. Savage

Former, Chief Executive Officer

The Commerce Bank of Washington Seattle, Washington

Christopher T. Bayley

Chairman

Dylan Bay Companies

Seattle, Washington

Carl G. Behnke

President

REB Enterprises

Seattle, Washington

William D. Bradford, Ph.D.

Endowed Professor

Finance, Business and Economics

School of Business University

of Washington

Seattle, Washington

Timothy B. Engle

Former, President

Saltchuk Resources

Seattle, Washington

Michael D. Garvey

Former, Chairman

Saltchuk Resources, Inc.

Seattle, Washington

James C. Hawkanson

Former, Chief Executive Officer

The Commerce Bank of Washington Mercer Island, Washington

Jan Hendrickson

Managing Partner

Denny Hill Capital

Seattle, Washington

Earl P. Lasher, III

Former, Senior Partner

Lasher, Holzapfel,

Sperry & Ebberson

Seattle, Washington

William J. Rex

Former, Managing Director

Prudential Securities, Inc.

Seattle, Washington

ADVISORY BOARD (CONTINUED)

Robert R. Richards

Economist

Bend, Oregon

Harris H. Simmons

Chairman and

Chief Executive Officer

Zions Bancorporation

Salt Lake City, Utah

CORPORATE OFFICERS

Alan M. Forney

President and

Chief Executive Officer

Seattle

Lauren C. Jassny

Executive Vice President

Sr. State Credit Administrator

Seattle

Ronald H. Lynch

Executive Vice President

Chief Financial Officer

Chief Operations Officer

Seattle

Mike Barr

President

Portland

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Phoenix | Arizona

ADVISORY BOARD

Deborah J. Bateman

Vice Chairman

National Bank of Arizona

Phoenix, Arizona

Keith D. Maio

Chairman

National Bank of Arizona Phoenix, Arizona

Harris H. Simmons

Chairman and

Chief Executive Officer

Zions Bancorporation

Salt Lake City, Utah

Mark R. Young

President and

Chief Executive Officer

National Bank of Arizona

Phoenix, Arizona

Tracy Bame

Freeport-McMoRan Copper and

Gold Foundation

Phoenix, Arizona

David N. Beckham

Beckham Gumbin Ventures

Phoenix, Arizona

Steve Christy

Pima County Supervisor

Tucson, Arizona

Lisa Urias

Director

Arizona Office of Tourism Phoenix, Arizona

Robert Anderson

Prisma

Phoenix, Arizona

James M. Batdorf

Executive Vice President

Sr. State Credit Administrator

National Bank of Arizona

Phoenix, Arizona

Curtis J. Hansen

Executive Vice President

Chief Operating Officer

National Bank of Arizona

Phoenix, Arizona

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Las Vegas | Nevada

ADVISORY BOARD

SOUTHERN NEVADA

Dallas E. Haun

Chairman

Nevada State Bank

Las Vegas, Nevada

Terrance A. Shirey

President and

Chief Executive Officer

Nevada State Bank

Las Vegas, Nevada

Harris H. Simmons

Chairman and

Chief Executive Officer

Zions Bancorporation

Salt Lake City, Utah

Jeremy Aguero

Principal Analyst

Applied Analysis

Las Vegas, Nevada

Dr. Hugh L. Bassewitz

Orthopaedic Surgeon

Desert Orthopaedic Center

Las Vegas, Nevada

David Ezra

CEO

Wag Brands

Las Vegas, Nevada

Tyre L. Gray

Chief Administration Officer

Nevada Donor Network

Las Vegas, Nevada

Thomas A. Thomas

Managing Partner

Thomas & Mack Company

Las Vegas, Nevada

Karla J. Perez

Regional Vice President

Universal Health Services, Inc.

Las Vegas, Nevada

ADVISORY BOARD (CONTINUED)

NORTHERN NEVADA

Leslie Daane

Managing Director

Barnard, Vogler & Co., CPA's

Reno, Nevada

Dr. Bret Frey

President

Northern Nevada Emergency Physicians Reno, Nevada

Lance Semenko

President

Q&D Construction

Sparks, Nevada

Russell Sheltra

Founder

Bonanza Casino

Reno, Nevada

Jeff Sutich

Executive Director

Northern Nevada

Development Authority

Reno, Nevada

CORPORATE OFFICERS

Dallas E. Haun

Chairman

Terrance A. Shirey

President and

Chief Executive Officer

EXECUTIVE

VICE PRESIDENTS

Ryan Ashley

Jill Bell

Megan Comfort

Thomas Elmer

Craig Kirkland

Michael Lane

Shannon Petersen

Micah Phillips

James Rensvold

Richard (Rick) Thomas

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Denver | Colorado

ADVISORY BOARD

Bruce K. Alexander

Chairman, President and

Chief Executive Officer

Vectra Bank Colorado.

Denver, Colorado

Ashley Comstock

Executive Vice President/

Chief Financial Officer

Vectra Bank Colorado

Denver, Colorado

Todd Munson

Executive Vice President/

Commercial Banking Director

Vectra Bank Colorado

Denver, Colorado

Heather White

Executive Vice President/

Community Banking Director

Vectra Bank Colorado

Denver, Colorado

Harris H. Simmons

Chairman and Chief

Executive Officer

Zions Bancorporation

Salt Lake City, Utah

Mark Wright

Executive Vice President

Sr. Chief Credit Officer

Zions Bancorporation/

Vectra Bank Colorado

Denver, Colorado

Amy Venturi

Chief of Staff

IMA Financial Group

Englewood, Colorado

Celia Dietrich

Founder & Executive Chair

Dietrich Partners

Glendale, Colorado

Courtney Harrison

Principal and Co-Founder

Medius Advisory Group

Denver, Colorado

James L. Cousin, II

Chief Financial Officer

AORN

Denver, Colorado

ADVISORY BOARD (CONTINUED)

Jay Seaton

Publisher

The Grand Junction Daily Sentinel Grand Junction, Colorado

Jennifer Nealson

SVP Global Marketing

National Cattleman's

Beef Association

Centennial, Colorado

Kathy Nesbitt

Executive Director

City and County of Denver Aurora, Colorado

Mark Williams

Member - Attorney at Law

Sherman & Howard

Denver, Colorado

Martin Pocs

Vice Chairman

DHR International

Denver, Colorado

Michelle Lucero

Chief Administrative Officer

and General Counsel

Children's Hospital Colorado

Aurora, Colorado

Mike Franson

Senior Advisor

Harrison Co.

Longmont, Colorado

Stuart Smith

President

Buehler Companies

Aurora, Colorado

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Salt Lake City | Utah

ADVISORY BOARD

Harris H. Simmons

Chairman and

Chief Executive Officer

Zions Bancorporation

Salt Lake City, Utah

A. Scott Anderson

Chairman

Zions Bank

Salt Lake City, Utah

Bonnie Jean Beesley

Salt Lake City, Utah

Clark E. Hinckley

Retired /

Former Senior Vice President

Zions Bancorporation

Salt Lake City, Utah

Pat Jones

Chief Executive Officer

Women's Leadership Institute

Salt Lake City, Utah

Thomas Knutson

Chief Financial Officer

Melaleuca

Idaho Falls. Idaho

Eric O. Leavitt

Executive Chairman, CEO

The Leavitt Group

Cedar City, Utah

Crystal Maggelet

Chief Executive Officer

FJ Management, Inc.

Salt Lake City, Utah

Peter Metcalf

Founder/

Chief Executive Officer Emeritus

Retired/Black Diamond

Salt Lake City, Utah

F. Ann Miller

Utah State Senator

Salt Lake City, Utah

Gail Miller

Owner

Larry H. Miller Group of Companies Salt Lake City, Utah

Don Salazar

President

Creative Times, Inc.

Ogden, Utah

ADVISORY BOARD (CONTINUED)

Mary Pat Thompson

Retired/Chief Financial Officer,

Current Public

Company Board Member

MWI Veterinary Supply

Boise, Idaho

Astrid Tuminez

President

Utah Valley University

Orem, Utah

Janice Ugaki

President/Co-Founder

Firmseek

Park City, Utah

Sidni L. Shorter Psy D.

President and

Chief Executive Officer

Utah Black Chamber

Steve Starks

Chief Executive Officer

The Larry H. Miller Company

Directors Emeriti

R. D. Cash

Clark Gilbert

Stephen E. Holding

Dr. Matthew Holland

Dixie L. Leavitt

Vivian Lee

Theresa A. Martinez

Ray C. Nelson

Kathryn H. S. Pett

Keith Rattie

John L. Valentine

Susan Johnson

Charley Jones

Kent Madsen

EXECUTIVE

VICE PRESIDENTS

Robert Bischoff

Rob Brough

Steve Brough

Jennifer Christopulos

Kay Hall

Stephanie Horne

Shelly Johnson

Phil Meeks

Peter Morgan

Tom Morgan

Arthur Newell

Rob Norcross

Kelly Peterson

John Richards

Kelly Robertson

DISTRICTS	DISTRICTS (CONTINUED)
Western Idaho	Southern Utah
Dr. Michael Collins	Karen Alvey
John Forsythe	Austin Anderson
Tyler Garret	Molly Anderson
Tammy Harris	Garrett Ekker
Gerald Hunter	Danny Ipson
Joshua Kern	Morris Peacock
Lorrie McCabe	Durand Robison
Charity Nelson	Kevin Smith
Lori Otter	David Staheli
Melissa Palmer	David Tebbs
Dr. Christin Reisenauer	Jon Walter
Dodd Snodgrass	Lori Wright
David Turnbull	Jordan Rushton
Darce Vassar-Kopczynski	Shayne Wittwer
Dan Schoenberg	Kyle Wells
Scott Johnson	Stacee Mciff
Darcy Jensen	Dennis Jorgensen
Eastern Idaho	Wasatch Back
J'Dee Adams	Stephanie Carter
Ryan Allison	Greg Cook
Tim Allred	Jack Wyatt Davies
Laurie Andrews	Scott Frost
Terri Bullock	Brent Hales
Davis Christensen	Irene Hansen
Mike Doty	Jodi Hoffman
Jake Erickson	Shari Jensen
Olin Glenne	Amy Jesperson
Clay Handy	Steve Judd Sr
Carleen Herring	Spencer Loveless
Allen Hoopes	Lori McFarland
Shane Hunt	Russell Olsen
Brock Leonardsen	Jennifer Sadoff
William Maloney	Steve Simpson
Blayne McArthur	Betsy Wallace
Teresa McKnight	Andy Garland
Doug Pickett	Central Utah
Bryan Searle
Jeanette Bennett
Scott Stevenson
Amber Hutchings
Eeva Turzian
Devin Jolley
Padgett Hoke
Tom MacDonald
Northern Utah	Shannon McCarty
Kim Avarett	Scott Barlow
Shari Badger	Ryan Meyer
K. Chad Campbell	Metro/Sub/Head Office
Dave Haws
Bryan Clifton
Brett Hugie
Natalie Kodas
Beau Lewis
Darin Mano
Matt Mouritsen
Linda Wardell
Stephanie Nix-Thomas
Diane Warsoff
Slade Opheikens
Greg Sanders
Julie Smith
Bob Thomas
Bryan Erickson
Janice Wallentine

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