Financials Zuoli Kechuang Micro-finance Company Limited

Equities

6866

CNE100001TL0

Consumer Lending

Market Closed - Hong Kong S.E. 04:08:06 2024-04-30 am EDT 5-day change 1st Jan Change
0.3 HKD 0.00% Intraday chart for Zuoli Kechuang Micro-finance Company Limited -9.09% -9.09%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 914 367.8 511.4 337.7 350.9 312.6
Enterprise Value (EV) 1 1,409 906.2 1,173 921.5 958.2 1,058
P/E ratio 6.14 x 2.69 x 3.89 x 3.06 x 3.01 x 3.35 x
Yield - 40.1% - - 16.8% 15.1%
Capitalization / Revenue 3.53 x 1.48 x 2.16 x 1.59 x 1.76 x 1.73 x
EV / Revenue 5.44 x 3.66 x 4.95 x 4.35 x 4.81 x 5.86 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.6 x 0.22 x 0.31 x 0.19 x 0.19 x 0.16 x
Nbr of stocks (in thousands) 1,180,000 1,180,000 1,180,000 1,180,000 1,180,000 1,180,000
Reference price 2 0.7746 0.3117 0.4334 0.2862 0.2974 0.2650
Announcement Date 4/26/18 4/29/19 4/27/20 4/30/21 4/27/22 4/25/23
1CNY in Million2CNY
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 258.9 247.9 237.2 212.1 199.1 180.6
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 209.4 191.2 188.5 162.1 173.2 132.6
Net income 1 148.8 137 131.6 110.2 116.5 93.34
Net margin 57.48% 55.25% 55.47% 51.98% 58.5% 51.68%
EPS 2 0.1261 0.1161 0.1115 0.0934 0.0987 0.0791
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - 0.1250 - - 0.0500 0.0400
Announcement Date 4/26/18 4/29/19 4/27/20 4/30/21 4/27/22 4/25/23
1CNY in Million2CNY
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 495 538 662 584 607 745
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 10.1% 8.47% 8.05% 6.55% 6.76% 4.97%
ROA (Net income/ Total Assets) 7.33% 6.15% 5.68% 4.59% 4.86% 3.56%
Assets 1 2,029 2,226 2,316 2,401 2,397 2,625
Book Value Per Share 2 1.290 1.400 1.390 1.480 1.580 1.610
Cash Flow per Share 2 0.0300 0.0400 0.0500 0.0700 0.0400 0.0100
Capex 1 16.7 15.7 8.59 6.03 1.16 0.04
Capex / Sales 6.47% 6.32% 3.62% 2.84% 0.58% 0.02%
Announcement Date 4/26/18 4/29/19 4/27/20 4/30/21 4/27/22 4/25/23
1CNY in Million2CNY
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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