HSBC : Investor presentation (22-page PDF 1MB)

HSBC Amanah Malaysia Berhad

Investor Presentation, 13 September 2018

1

You must read the follow ing before continuing. The follow ing applies to this presentation, and you are therefore advised to read this carefully before reading,accessing or making any other use of this presentation. In accessing this presentation, you agree to be bound by the follow ing obligations and limitations.

This presentation has been prepared by HSBC Amanah Malaysia Berhad("HSBC" or the "Issuer") solely for use at this presentation held in connection w ith the

proposed offering and sale of securities of the Issuer (the "Offering"). The recipient agrees to keep confidential at all times this presentation and any informationcontained in it or made available by the Issuer in connection w ith it. It should be read in its entirety and shall not be photocopied, reproduced, distributed or disclosed

in w hole or in part to any person other than the recipient w ithout the prior w ritten consent of the Issuer, nor should any other person act on it. This presentation is proprietary to the Issuer and the recipient agrees on request to return or to destroy this presentation and all other materials received from the Issuer relating to the

information contained herein.

The information contained in this presentation has not been verified, approved or endorsed, or independently verified, by any independent third party. Noresponsibility or liability is accepted by the Issuer or by any of its directors, officers, employees, affiliates or agents in relation to the accuracy, completeness or

sufficiency of any information contained herein or any other w ritten or oral information made available by the Issuer in connection therew ith or any data w hich anysuch information generates, or for any loss w hatsoever arising from or in connection w ith the use of, or reliance on, this pr esentation and any such liability is expressly disclaimed. In particular, but w ithout limitation, no representation or w arranty, express or implied, is given as to the achievement or reasonableness of, andno reliance should be placed on, any projections, estimates, forecasts, targets, prospects, returns or other forw ard-looking statements contained herein. Any such

projections, estimates, forecasts, targets, prospects, returns or other forw ard-looking statements are not a reliable indicator of future performance. Nothing in this presentation should be relied upon as a promise or representation as to the future. The Issuer gives no undertaking, and is under no obligation, to provide the

recipient w ith access to any additional information or to update this presentation or to correct any inaccuracies in it w hich may become apparent, and it reserves theright, w ithout giving reasons, at any time and in any respect to amend or terminate the proposal(s) described herein. Certain information in this presentation w as obtained from various external sources, and neither HSBC nor its affiliates, advisers or representatives has verified such information w ith independent sources. Suchinformation involves risks and uncertainties and is subject to change based on various factors.

This presentation is also not intended for distribution to, or use by, any person or entity in any jurisdiction or country w here such distribution w ould be contrary to law or regulation. In particular, this presentation and the information contained herein do not constitute an offer of securities for sale in the United States and are not forpublication or distribution in or w ithin the United States (w ithin the meaning of Regulation S under the U.S. Securities Act of1933, as amended (the "Securities

Act")).The securities proposed to be offered by the Issuer have not been, and w ill not be, registered under the Securities Act and may not be offered or sold in theUnited States or to, or for the account or benefit of, US persons (as defined in Regulation S under the Securities Act) except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act.

In the United Kingdom, the Offering is only directed at: (i) persons w ho have professional experience in matters relating to investments falling w ithin Article 19(5) oftheFinancialServicesandMarketsAct2000(FinancialPromotion) Order2005(the"Order"),(ii)highnetworthentitiesfalling w ithin Article 49(2) of the Order or (iii)

those persons to w hom it may otherw ise law fully be communicated, all such persons in (i), (ii) and (iii) being referred to as"Relevant Persons". If you have receivedthis presentation in the United Kingdom, you confirm that you are a Relevant Person. This presentation must not be acted upon or relied upon in the United Kingdom by persons w ho are not Relevant Persons. Any investment or investment activity to w hich this presentation relates in the United Kingdom is available only to, and w illbe engaged in only w ith, Relevant Persons.

In any European Economic Area Member State that has implemented Directive 2003/71/EC (such Directive and amendments thereto, including Directive2010/73/EUtogetherwithanyapplicableimplementingmeasuresintherelevanthomeMemberState,the"ProspectusDirective"),this communication is only

addressed to and directed at qualified investors in that Member State w ithin the meaning of the Prospectus Directive.

In Malaysia, the Offering may only be directed to a person to w hom an offer or invitation to subscribe the securities and to w hom the securities are issued w ould fall w ithin Schedule 6 (or Section 229(1)(b)) and Schedule 7 (or Section 230(1)(b)) read together w ith Schedule 9 (or Section 257( 3)) of the Capital Markets and Services

Act 2007 and w hich are not entities w ithin the HSBC Group. After issuance, the securities may only be offered, sold, transferred or otherw ise disposed of directly orindirectly to a person to w hom an offer or invitation to purchase the securities w ould fall w ithin Schedule 6 (or Section 229(1)(b)) read together w ith Schedule 9 (or

Section 257(3)) of the Capital Markets and Services Act 2007 and w hich are not entities w ithin the HSBC Group.

This presentation is also not intended for distribution to, or use by, any person or entity in any jurisdiction or country w here such distribution w ould be contrary to lawor regulation.

This presentation does not constitute a prospectus or other offering document in w hole or in part. Information contained in this presentation is a summary only. Under

no circumstances shall this presentation constitute an invitation or offer for sale or subscription of, or a solicitation of any offer to buy or subscribe for, any securitiesof the Issuer nor should they or any part of them form the basis of, or be relied on in connection w ith, any contract or commitment w hatsoever.

If these presentation materials have been sent to you in an electronic form, you are reminded that documents transmitted via this medium may be altered or changed

during the process of electronic transmission and consequently neither the Issuer nor any of its directors, officers, employees, affiliates or agents accepts any liability or responsibility w hatsoever in respect of any difference betw een the presentation materials distributed to you in electronic format and the hard copy version

available to you on request from the Issuer.

As used herein, "presentation" shall mean and include the slides that follow , any oral presentation of the slides, any question-and-answ er session that follow s anysuch oral presentation, hard copies of this presentation and any materials distributed at or in connection w ith, any such oral presentation.

Agenda

Overview of HSBC Amanah Malaysia Berhad

Key Credit Highlights

Financial Highlights

HSBC Group Sustainability

HSBC Sustainable Development Goals (SDG) Bond Framework

Q&A Session

Overview of HSBC Amanah Malaysia Berhad