Valuation: Community Financial System, Inc.

Market Cap 3.4B 3.05B 2.81B 2.55B 4.83B 319B 4.96B 33.63B 13.4B 171B 12.75B 12.48B 540B P/E 2026 *
14.1x
P/E 2027 * 12.5x
Enterprise Value 3.4B 3.05B 2.81B 2.55B 4.83B 319B 4.96B 33.63B 13.4B 171B 12.75B 12.48B 540B EV / Sales 2026 *
3.78x
EV / Sales 2027 * 3.52x
Free-Float
99.24%
Yield 2026 *
2.96%
Yield 2027 * 3.01%
1 day-1.37%
1 week+1.69%
Current month+4.02%
1 month+10.66%
3 months+1.33%
6 months+1.44%
Current year+12.95%
1 week 63.84
Extreme 63.84
66.91
1 month 57.01
Extreme 57.01
66.91
Current year 54.9
Extreme 54.895
71.11
1 year 53.46
Extreme 53.46
71.11
3 years 40.74
Extreme 40.74
73.39
5 years 35.38
Extreme 35.38
78
10 years 35.38
Extreme 35.38
82.53
Manager TitleAgeSince
Chief Executive Officer 43 2023-12-31
Director of Finance/CFO 48 2025-03-30
Chief Operating Officer - 2022-06-30
Director TitleAgeSince
Director/Board Member 60 2010-02-25
Director/Board Member 60 2010-02-25
Director/Board Member 59 2010-02-25
Date Insider Type Main position Quantity % Market Cap. Importance
9/17/26 Free

Director

347 0.0007%
9/17/26 Other

Director

396 0.0008%
9/9/26 Buy

Director

400 0.0008%
Change 5-day change 1-year change 3-year change Capi.($)
-1.37%+1.69%+14.93%+57.28% 3.45B
-0.00%+1.21%+7.95%+133.61% 908B
-0.50%+2.11%+23.04%+114.65% 436B
-0.29%+4.17%+12.36%+147.35% 381B
-0.66%+3.41%+27.25%+137.14% 363B
+0.26%+2.05%-5.13%+83.09% 349B
-0.24%+5.30%+33.94%+122.60% 317B
+0.31%+6.63%+23.18%+123.87% 307B
-0.26%+0.75%+39.70%+146.24% 283B
+0.32%+0.27%-0.39%+109.73% 257B
Average -0.12%+2.77%+17.68%+117.56% 360B
Weighted average by Cap. +0.01%+2.39%+16.40%+125.65%

Financials

2026 *2027 *
Net sales 898M 806M 742M 674M 1.28B 84.23B 1.31B 8.89B 3.54B 45.13B 3.37B 3.3B 143B 966M 866M 798M 725M 1.37B 90.56B 1.41B 9.56B 3.81B 48.52B 3.63B 3.55B 153B
Net income 243M 218M 200M 182M 345M 22.74B 354M 2.4B 956M 12.19B 910M 891M 38.52B 273M 245M 226M 205M 388M 25.64B 399M 2.71B 1.08B 13.73B 1.03B 1B 43.42B
Net Debt - -
Projected Income Statement - Annual - Community Financial System, Inc.
Logo Community Financial System, Inc.
Community Financial System, Inc. is a diversified financial services company. The Company's business segments include Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking segment is a community bank serving the financial needs of customers in local communities. The Employee Benefit Services segment operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services. The Wealth Management Services segment provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. It also offers trust administration services.
Employees
2,927
Sector
Banks
Date Price Change Volume
26-11-10 $64.88 -1.37% 132,324
26-11-09 $65.78 +1.61% 261,358
26-11-06 $64.74 +0.15% 216,214
26-11-05 $64.64 -1.66% 277,323
26-11-04 $65.73 +3.03% 501,029
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
MarketScreener Ratings - Community Financial System, Inc.
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
64.88USD
Average target price
69.00USD
Spread / Average Target
+6.35%