Valuation: Community Financial System, Inc.

Market Cap 3.27B 2.93B 2.71B 2.45B 4.59B 310B 4.64B 32.46B 12.89B 163B 12.26B 12B 516B P/E 2026 *
13.4x
P/E 2027 * 12x
Enterprise Value 3.27B 2.93B 2.71B 2.45B 4.59B 310B 4.64B 32.46B 12.89B 163B 12.26B 12B 516B EV / Sales 2026 *
3.64x
EV / Sales 2027 * 3.38x
Free-Float
94.8%
Yield 2026 *
3.05%
Yield 2027 * 3.12%
1 day+0.08%
1 week+2.57%
Current month+4.75%
1 month+1.30%
3 months-6.34%
6 months-1.27%
Current year+8.58%
1 week 60.69
Extreme 60.69
63.17
1 month 57.01
Extreme 57.01
63.17
Current year 54.9
Extreme 54.895
71.11
1 year 53.46
Extreme 53.46
71.11
3 years 38.53
Extreme 38.53
73.39
5 years 35.38
Extreme 35.38
78
10 years 35.38
Extreme 35.38
82.53
Manager TitleAgeSince
Chief Executive Officer 43 2023-12-31
Director of Finance/CFO 48 2025-03-30
Chief Operating Officer - 2022-06-30
Director TitleAgeSince
Director/Board Member 60 2010-02-25
Director/Board Member 60 2010-02-25
Director/Board Member 59 2010-02-25
Date Insider Type Main position Quantity % Market Cap. Importance
9/17/26 Free

Director

347 0.0007%
9/17/26 Other

Director

396 0.0008%
9/9/26 Buy

Director

400 0.0008%
Change 5-day change 1-year change 3-year change Capi.($)
+0.08%+2.57%+8.70%+61.37% 3.28B
+0.52%+0.16%+10.40%+147.47% 887B
-0.20%+1.81%+25.17%+102.81% 429B
+0.07%+0.15%+9.87%+134.67% 377B
+0.32%+0.08%-4.41%+101.35% 350B
-0.50%+1.74%+25.95%+122.10% 341B
-0.50%-1.15%+35.81%+120.88% 314B
-5.42%-6.77%+28.63%+114.88% 312B
+0.42%+1.89%+37.60%+163.17% 281B
+0.01%+0.56%-5.00%+113.26% 248B
Average -0.38%-0.52%+17.27%+118.20% 354.21B
Weighted average by Cap. -0.03%-0.76%+17.10%+127.24%

Financials

2026 *2027 *
Net sales 897M 805M 743M 674M 1.26B 85.16B 1.27B 8.91B 3.54B 44.64B 3.37B 3.29B 142B 965M 866M 800M 725M 1.36B 91.7B 1.37B 9.59B 3.81B 48.06B 3.62B 3.55B 152B
Net income 245M 220M 203M 184M 345M 23.3B 349M 2.44B 968M 12.22B 921M 901M 38.74B 274M 246M 227M 206M 386M 26.07B 390M 2.73B 1.08B 13.67B 1.03B 1.01B 43.34B
Net Debt - -
Projected Income Statement - Annual - Community Financial System, Inc.
Logo Community Financial System, Inc.
Community Financial System, Inc. is a diversified financial services company. The Company's business segments include Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking segment is a community bank serving the financial needs of customers in local communities. The Employee Benefit Services segment operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services. The Wealth Management Services segment provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. It also offers trust administration services.
Employees
2,927
Sector
Banks
Date Price Change Volume
26-10-27 $62.37 +0.08% 281,166
26-10-26 $62.32 -0.16% 174,887
26-10-23 $62.42 +0.08% 190,465
26-10-22 $62.37 +2.68% 165,514
26-10-21 $60.74 -0.12% 145,185
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
MarketScreener Ratings - Community Financial System, Inc.
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
62.37USD
Average target price
69.17USD
Spread / Average Target
+10.90%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Community Financial System, Inc.