Robert A. Altieri

Bay Bancorp, Inc. operates as a holding company. It provides commercial and consumer banking products and services to individuals, businesses, professionals and governments through its subsidiary, Carrollton Bank. Its offer commercial loans for businesses, commercial and residential real estate loans, consumer loans and loans guaranteed by the United States Small Business Administration. It's also provides a wide range of financial services for personal and business banking customers, including a variety of checking accounts, competitive rates on certificates of deposit and savings accounts, commercial lending, free nationwide automated teller machine with the MoneyPass symbol, mortgages, investment services and 24-hour internet and telephone banking. The company was founded on January 11, 1990 and is headquartered in Lutherville, MD.

Carrollton Bank is a state chartered commercial bank. The company is based in Baltimore, MD.

Howard Bancorp, Inc. is a holding company, which engaged in the provision of community banking services through its subsidiary, Howard Bank. It offers commercial banking, insurance, investments, mortgage banking, consumer finance, and real estate loans through banking branches, online, and other distribution channels to businesses, business owners, professionals, and other consumers. The company was founded by Mary Ann Scully in April 2005 and was headquartered in Baltimore, MD.

Howard Bank, headquartered in Ellicott City, MD, is a growth-focused community bank serving businesses, professionals and individuals in the Greater Baltimore area through seven full service branches and regional offices in Annapolis and Towson, MD, and mortgage operations throughout the Central Maryland area.

Junior Achievement of Central Maryland, Inc. engages in the provision of education in economics and finances. It includes training, materials, and support for student in elementary, middle, and high school. The company is headquartered in Owings Mills, MD.

Chesapeake Bancorp is a bank holding company, which engages in the provision of financing, banking, and investment services. It services include residential mortgages, commercial lending, home equity loans, new and used vehicle loans, construction loans, and wire transfer. The company was founded in May 1991 is headquartered in Chestertown, MD.