Robert J. Wittman

Bay Banks of Virginia, Inc. is a bank holding company, which engages in the provision of financial services through the Bank of Lancaster and Bay Trust Company. Its products include checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, individual retirement accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, credit cards, online banking, telephone banking, and mobile banking. The company was founded on February 10, 1997 and is headquartered in Richmond, VA.

U.S. Naval Institute engages in the provision of independent forum for advancing the professional, literary, and scientific understaning of sea power and other issues critical to global security. The company is headquartered in Annapolis, MD.