Financials Banco Davivienda S.A.

Equities

PFDAVVNDA

COB51PA00076

Banks

End-of-day quote Bolsa De Valores De Colombia 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
22,000 COP +1.38% Intraday chart for Banco Davivienda S.A. +5.77% +14.70%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 20,767,806 16,440,803 14,363,119 12,448,037 8,663,039 9,936,749 - -
Enterprise Value (EV) 1 20,767,806 16,440,803 14,363,119 12,448,037 8,663,039 9,936,749 9,936,749 9,936,749
P/E ratio 14 x 40.3 x 11.6 x 7.81 x -23.3 x 10.4 x 4.99 x 3.65 x
Yield 1.83% 2.54% 3.37% 3.89% - 1.68% 4.42% -
Capitalization / Revenue 1.94 x 1.87 x 1.58 x 1.13 x - 0.8 x 0.72 x -
EV / Revenue 1.94 x 1.87 x 1.58 x 1.13 x - 0.8 x 0.72 x -
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.66 x 1.31 x 1.02 x 0.77 x - 0.63 x 0.58 x 0.5 x
Nbr of stocks (in thousands) 451,670 451,670 451,670 451,670 451,670 451,670 - -
Reference price 2 45,980 36,400 31,800 27,560 19,180 22,000 22,000 22,000
Announcement Date 3/2/20 2/25/21 2/24/22 2/24/23 2/22/24 - - -
1COP in Million2COP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 10,725,258 8,814,000 9,111,378 11,013,000 - 12,368,443 13,850,783 -
EBITDA - - - - - - - -
EBIT 1 1,927,577 476,000 1,773,000 5,766,000 4,923,000 5,780,820 7,020,398 -
Operating Margin 17.97% 5.4% 19.46% 52.36% - 46.74% 50.69% -
Earnings before Tax (EBT) 1 1,927,000 476,000 1,773,000 2,320,000 -994,000 1,401,802 2,936,394 3,921,000
Net income 1 1,484,000 408,000 1,239,000 1,593,000 -395,000 831,426 1,969,206 2,721,000
Net margin 13.84% 4.63% 13.6% 14.46% - 6.72% 14.22% -
EPS 2 3,285 903.0 2,744 3,527 -824.0 2,109 4,407 6,024
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 840.0 926.0 1,072 1,072 - 368.5 972.2 -
Announcement Date 3/2/20 2/25/21 2/24/22 2/24/23 2/22/24 - - -
1COP in Million2COP
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 2,320,618 2,390,952 2,508,998 2,646,739 2,668,262 2,802,000 3,074,764 2,940,389 2,474,142 - 2,848,362 3,060,026 3,211,763 3,402,444
EBITDA - - - - - - - - - - - - - -
EBIT - - - - - - 1,336,687 - - - - - - -
Operating Margin - - - - - - 43.47% - - - - - - -
Earnings before Tax (EBT) 1 640,524 402,000 725,170 962,000 616,000 16,000 293,677 -161,000 -575,965 -550,000 347,015 419,487 432,101 529,819
Net income 1 389,722 323,000 505,359 651,000 399,000 41,000 232,300 18,000 -364,436 -275,000 -239,500 - - -
Net margin 16.79% 13.51% 20.14% 24.6% 14.95% 1.46% 7.56% 0.61% -14.73% - -8.41% - - -
EPS 2 862.8 715.6 1,119 1,441 4,208 90.00 514.0 40.00 -820.0 -558.0 530.7 641.5 655.3 803.5
Dividend per Share - - - - - - - - 1,010 - - - - -
Announcement Date 11/13/21 2/24/22 5/14/22 8/12/22 11/22/22 2/24/23 5/16/23 8/14/23 11/15/23 2/22/24 - - - -
1COP in Million2COP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 12.4% 3.2% 9.35% 10.5% - 5.91% 12.1% 14.4%
ROA (Net income/ Total Assets) 1.27% 0.3% 0.89% 0.95% - 0.44% 0.91% 1.2%
Assets 1 116,850,394 136,000,000 139,213,483 168,393,235 - 191,132,529 216,396,209 226,750,000
Book Value Per Share 2 27,729 27,874 31,249 35,623 - 35,102 37,973 43,740
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 3/2/20 2/25/21 2/24/22 2/24/23 2/22/24 - - -
1COP in Million2COP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
8
Last Close Price
22,000 COP
Average target price
22,590 COP
Spread / Average Target
+2.68%
Consensus
  1. Stock Market
  2. Equities
  3. PFDAVVNDA Stock
  4. Financials Banco Davivienda S.A.